Veronica Beard - 2025 Benefit Guide - Retail

Table of Contents

INTRODUCTION

3

4

WHAT’S NEW FOR 2025?

5

HOW DO I ENROLL?

6

ELIGIBILITY

7

WHEN YOU CAN ENROLL

8

MEDICAL PLANS & HSA

9

MEDICAL PLAN OPTIONS

10

PHARMACY PLAN & TELEMEDICINE

11

DENTAL PLAN OPTIONS

12

VISION PLAN

13

EMPLOYEE PRE-TAX CONTRIBUTIONS

14

LIFE AND AD&D

15

DISABILITY

16

VOLUNTARY CRITICALILLNESS

17

VOLUNTARY ACCIDENT

18

VOLUNTARY HOSPITAL INDEMNITY

23

ADDITIONAL BENEFITS

26

GLOSSARY

21

IMPORTANT CONTACT INFORMATION

2

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