Goldpoint Mortgage September 2018

Prepare Your Garden Autumn Steps for a Better Spring Garden

CHICKEN WIRE

With fall just ahead, it’s a good time to think about your spring garden. For a beautiful garden next year, begin preparing this fall. Here are a few ways to get a head start!

After you’ve planted your bulbs, there’s a risk that uninvited guests will dig them up. There are a few ways you can ensure that your bulbs remain undisturbed throughout the fall. One way is to place chicken wire over your bulbs after they’ve been planted. This keeps rodents from digging them up and allows the plants to grow through the gaps in the wire.

KEEP YOUR GARDEN TIDY

Once you’ve harvested your best fruits and vegetables, go back through and harvest the rest, even if you don’t plan to eat them. Make sure your garden is clear of old vegetables, fallen leaves, and weeds. Leaving decaying plants in or on top of the ground can spread diseases into the soil and attract unwanted pests to your garden.

HEALTHY SOIL

PLANTING BULBS

Pulling up weeds and all of your vegetables can help keep the earth free from rotting plants, but there are other steps you can take to ensure that your soil stays full of nutrients. Pick up a kit to test the pH levels of your soil. Most gardens thrive in soil with a pH of 6.5. Add compost to your soil supply now to give it time to break down during the winter months.

If you want beautiful flowers in April, you should start planting bulbs now. Many flower bulbs need to be in the ground before winter settles in; this helps activate the bulbs’ biochemical process that allows them to bloom. Getting the bulbs into the ground before it freezes allows their roots to grow deep enough to protect them from the biting winter weather. Among the flower bulbs you should plant soon are tulips, daffodils, irises, and hyacinths.

Making Real Estate Really Painless

As you may have heard, we are currently in a “sellers’ market.” We have buyers who have been looking for houses for six months. It can be tough, which means that if you find something, you should move quickly and have everything ready for the process. You may not want to think about moving right now, but when the right opportunity is there, you also don’t want to miss it. The good news is that if you decide to sell your home because you’ve found a great new option, we can help you sell your home at the price you want.

proper documentation allows us to review everything with you and find the best option for selling or buying. Because we know about the relevant financial regulations or “red tape,” we can act as your bridge with loan companies. We have worked with many of them before in helping our clients through this process. Even though it can be hard to find a new house, we’ll help make sure you have all the documents ready and that you’re pre-qualified for loans. You’ll want to have money ready, and we can also help you

make sure you’re ready to put down a payment. That’s one benefit of working with a mortgage broker — we can help you have everything in place to make that move as painless as possible.

Let your mortgage broker know you’re interested in selling or buying. We like to be kept in the loop because we can help you decide what is realistic and determine the best way reach your goal. Having the

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