Business Banking Capabilities Booklet

Having quick and easy access to money is essential for any business wanting to grow and to be able to answer the door every time opportunity knocks. That’s why we provide our clients with direct access to decision makers. And help them put together the smartest financial packages available. As quickly as possible. It’s why the number of businesses coming to CB&T for financing solutions is growing by the day. And with each and every opportunity. Financing & Credit 1

Financing Options Lines of Credit Term Loans Real Estate Financing Owner-occupied Real Estate Financing Multifamily and Commercial Real Estate Financing Residential Development

Credit Cards

Equipment Financing Equipment Leasing 2 Equipment Term Loans Equipment Finance Line

Business credit cards offering rewards Business credit cards offering cash back Business credit cards offering our lowest rates Commercial credit cards

Small Business Administration (SBA) Loans SBA 7(a) Loans SBA 504 Loans Factoring

There are certain business sectors where CB&T has particular proficiencies in providing robust financial solutions. If you do business in any of the business sectors listed, we welcome the opportunity to discuss your specific banking needs and, together, develop the solution that works best for your organization. Specialty Banking & Financing 1

Business Sector Experience

Non-Profit Banking and Financing Family Business Banking and Financing Power and Project Financing

Municipal Finance and Government Banking Municipal Underwriting 3

1 Loans are subject to credit approval. Terms and conditions apply.

2 Certain criteria apply. See a specialist for details. Equipment lease financing is offered through Zions Credit Corporation, a subsidiary of ZB, N.A.

3 Municipal underwriting services offered by the bank dealer department of ZB, N.A.

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