How to Overcome Excuses and Transform Your Finances We’re all guilty of it: the New Years’ Resolution Slump. We set lofty goals with wide-eyed determination but the distractions of daily life soon take hold. By February, we find ourselves falling back into the same routines with minimal forward progress. My question for you is: what will you do differently to prioritize your financial future and set yourself up for success? Your money goals for this year may include creating passive income, purchasing real estate, or starting a business. Perhaps you’re thinking about retirement or just want more freedom with your time. Do you feel confident your financial approach can get you there? Or, could you use some help to reset your trajectory? Forget the Resolutions, Create Some
Elisabeth Dawson, Author & CEO of Copia Wealth Managment
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STOP MINDLESS SPENDING: Be present with your pocketbook. Shelling out a few bucks here and there may seem harmless but it adds up quickly. Train yourself to ask these questions: Is this in line with my financial goals, values, and priorities? Do I actually need this? How long will I use it? Can I find it cheaper? PRIORITIZE YOUR FINANCIAL EDUCATION. Navigating the secrets of finance can be challenging, so surround yourself with people who can teach you how lost opportunity costs are compromising your efforts to create wealth. Learn about hidden fees and expenses that are
Here are four financial lifehacks to start using in 2023 that make it easy to follow through with your wealth goals and help build a positive (and fun!) relationship with your money, so you can make this your most abundant year yet! RITUALIZE IT: Strategize your money with style. Create a pleasurable routine for evaluating your finances. Light a candle, play some music, make a cup of tea or coffee, and set aside a specific place and time — make it enjoyable. This form of self-care will spur good financial habits, and become something you look forward to regularly. 1
eating away at your money and how to avoid them.
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BE ACCOUNTABLE: Your fiscal responsibility lies with you, but that doesn’t mean you’re alone. Find the right fit in a financial professional — one who prioritizes your best interests and is more than a glorified stockbroker collecting a commission. You want a comprehensive fiduciary, who can help you make financial decisions and project the impact on your future financial picture. Meet regularly to review your progress, celebrate milestones, and avoid potential pitfalls.
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Transform your relationship with money — this year and beyond — with the teachings in my new book, Retirement By Design ! Learn how to structure your financial life with purpose, achieve your wish-list goals, avoid common pitfalls, and create financial abundance for your future. It’s available on Amazon or, visit retirementbydesignbook.com for more information.
LIC #0C72164, #0G81294 Copia Wealth Management & Insurance Services (619) 640-2622 | 2333 Camino Del Rio South, Suite 240, San Diego, CA 92108 ------ Investment advice offered through Copia Wealth Management Advisors, Inc. Copia Wealth Management Advisors, Inc. is a registered investment adviser.
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