Dr. Stephanie Kong March 28, 2025 Page Two
Considerations and Discussions
• ACA Affordability requirements | HDHP options • Competitive carrier funding arrangements | administrative requirements • Employer Contribution Strategy • Potential carrier rating adjustments if current enrollment changes by +/- 10% • Run-out claims and administrative liability; approximately 20-25% of annual claim spend • Requested administrative credits from Anthem/Cigna • Carriers holding proposed rates for 8/1 renewal
Thank you again for the opportunity to be of service and please give us a call with any questions.
Best regards,
Charlie McDaniel
CEM/mtc
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