A+O 2023 Benefit Guide

Basic Life/AD&D Insurance Life and AD&D

This benefit is paid for 100% by Alice + Olivia. There is no cost to you, the employee.

All benefit eligible employees with Alice + Olivia are provided with employer-paid Basic Life and Basic Accidental Death & Dismemberment (AD&D) coverage. All eligible employees are automatically enrolled in Basic Life and Basic AD&D.

Employee Basic Life Insurance • Benefit amount is 1x base salary up to a maximum of $350,000

Basic Accidental Death and Dismemberment (AD&D) • 100% of the Basic Life benefit • Provides specified benefits for a covered accidental bodily injury that directly causes dismemberment • In the event of death that occurs from a covered accident, both Life and AD&D benefit would be payable each in the amount of the basic life insurance Benefits After Age 70 Your life benefits will reduce after age 70, and the reduction schedule is as follows: • Reduce by 50% at age 70 • Benefits will terminate at retirement

Refer to the Principal plan documents for a complete description of this plan.

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