A+O 2023 Benefit Guide

Table of Contents

3

INTRODUCTION

4

ALEX- YOUR VIRTUAL BENEFIT COUNSELOR

5

ELIGIBILITY

7

MAKING A CHANGE (after Open Enrollment)

8

BENEFITS AT A GLANCE

9

WHAT YOU PAY

10

WHEN YOU CAN ENROLL

11

MEDICAL PLAN OPTIONS

14

HEALTH REIMBURSEMENT ACCOUNT (HRA)

15

TELEMEDICINE

16

DENTAL PLAN OPTIONS

18

VISION PLAN

19

BASIC LIFE INSURANCE | AD&D

20

SHORT & LONG TERM DISABILITY

21

401K RETIREMENT PLAN

22

FLEXIBLE SPENDING ACCOUNT(S)

23

IMPORTANT EMPLOYEE NOTIFICATIONS

29

BENEFIT PLAN CONTACT INFORMATION

30

GLOSSARY

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