Eligibility
WHO IS ELIGIBLE?
DEPENDENT VERIFICATION
If you are enrolling your spouse, domestic partner or child(ren) to your health insurance, you must submit dependent verification within 30 days of the enrollment date to Human Resources. Failure to provide supporting documentation will result in the removal of your dependent(s) from coverage.
All active full-time employees who work at least 30 average hours per week are eligible for benefits. Your benefits are effective on the first of the month following 60 days of your hire date. If you do not enroll during this time period, you will not be eligible for benefits until the next Open Enrollment, unless you have a Qualifying Life Event Change.
TAXATION of DOMESTIC PARTNER BENEFITS
ELIGIBLE DEPENDENTS
It is important to note the taxation differential resulting from spouse vs. domestic partner coverage. Team members with domestic partners (non-spouses) are taxed on the employer portion of the benefits provided to the partner (imputed income) and the team member must contribute on an after tax basis for the portion of the benefits for the domestic partner. Team members are advised to speak with the tax expert regarding treatment for their benefits.
Spouse – An individual to whom you are legally
•
married.
• Domestic partner (same or opposite sex) – An individual with whom you are in a relationship with and share a dwelling. Completion and approval of a Domestic Partner Affidavit is required. An affidavit will be provided by Human Resources. Your or your spouse’s child who is under age 26, including a natural child, stepchild, a legally adopted child, a child placed for adoption or a child for whom you or your spouse are the legal guardian. • • An unmarried child, age 26 or older, who is disabled and dependent upon you. Disabled dependent must be covered prior to age 26 to continue benefit.
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