Build your portfolio on a solid foundation A well-balanced retirement portfolio may include a range of conservative, moderate and aggressive instruments. When building a portfolio to meet your individual needs, consider the following retirement savings pyramid. Stocks and bonds may offer strong return opportunities, but they lack protection guarantees and are subject to higher risks than many annuities or traditional fixed income solutions.
Allocating assets to a Power Series Index Annuity can strengthen your portfolio with the: • Growth potential you need to help combat rising costs • Guarantees you want to protect your principal in volatile markets 1 • Certainty you desire to ensure you won’t outlive your money 1
Risk tolerance levels
Stocks
Aggressive
Bonds
Moderate
CDs & Money Markets
Fixed Annuities
Index Annuities
Conservative
Note: Stocks (also known as equities) are investments that give stockholders a share of ownership in a company. Bonds are debt securities, similar to IOUs. Fixed annuities are insurance products that offer fixed rates of return, while index annuities (also known as fixed index annuities) provide interest based on the performance of an index. CDs and money markets are types of savings accounts. See previous page for more information. 1 Guarantees are backed by the claims-paying ability of the issuing insurance company.
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