The Most Undervalued Asset in Insurance

How insurers should think about their brands from Lexicon Associates


Table of Contents
2

Introduction
3

Part 1. The insurance industry's branding problem
5

Costs of Brand Weakness: Slower Growth and Reduced Profitability
5

The trust deficit
8

Why insurance is "boring"
10

Opacity and complexity
11

The need for positive touchpoints
12

The claims effect
15

Part 2. Leveraging stronger brands: the siren song of embedded insurance
17

A cautionary tale from Texas
18

Part 3. Multiplying positive touchpoints: Brand building strategies for insurers
19

Identifying high engagement customers
19

Forming a "club"
20

Personalization and connectivity
20

Developing incident response services
21

Building brand value through roadside assistance
22

Part 4. Insurance brand beacons
23

Cyber insurers lay foundations for stronger brands
23

Hagerty: a powerful auto insurance brand with multiple touchpoints
25

PURE: Welcome to the club
27

Part 5. The future role of brands in insurance
28

About Lexicon Associates
29

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