Estate planning is a lot more than simply writing up a will. A comprehensive estate plan will help you avoid probate, control distributions, protect your beneficiaries, and limit the expense of long-term care. An estate plan isn’t complete without these seven essential elements. 1. TRUST The two main types of trusts are revocable living trusts and Castle Asset Protection Trusts. The former can avoid probate and control distribution of an estate upon death. The latter offers these features in addition to protecting your assets from long-term care costs and lawsuits. 2. WILL A trust-based estate plan required a last will and testament. A “pour-over” will ensure that any assets ending up in probate will be transferred to your trust. 3. FINANCIAL POWER OF ATTORNEY This document will allow an individual to pay bills on behalf of a loved one without having to go through the court system. 4. MEDICAL POWER OF ATTORNEY This document is like a financial power of attorney but for medical decisions. In the event you are unable to make decisions about care because you are incapacitated, someone will be able to do it on your behalf. Check Every Box The 7 Elements of a Comprehensive Estate Plan
5. PERSONAL CARE PLAN Your personal care plan will provide instructions on how you would like to receive care in the future. It will allow someone with medical power of attorney to know they are fulfilling your wishes. 6. DEED Any property you own must be deeded or it will end up in probate. Ladybird deeds or deeding directly to a Castle Trust will avoid this messy process. 7. FUNDING A trust must be properly funded to do its job. If you want to avoid spending a lot more in probate down the line, invest in the health of your trust.
Chris’ Paleo Corner:
AVOCADO AND CUCUMBER COLD SOUP
Recipe inspired by kirantarun.com.
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Summer may be drawing to a close, but the heat doesn’t feel like it’s going anywhere soon. Cool off with this light, cold soup and enjoy those last few sunny summer afternoons!
INGREDIENTS
DIRECTIONS • Olive oil • 2 medium ripe avocados, halved • 1 large cucumber, halved • 6 stalks spring onions • 1 jalapeno 1. Preheat grill to medium-high. 2. Coat halved avocados with lemon juice to avoid browning. Brush olive oil over avocados, cucumber, spring onions, and jalapeno. Oil grill while hot.
• 1 lemon, juiced • ½ cup cold water • 1 clove garlic • ¾ teaspoon salt • ½ teaspoon black pepper
Carolyn Boyes
Linda Omstead
Bryan Bradford
Richard Paul
4. Chop grilled veggies and puree with lemon juice, cold water, garlic, salt, and black pepper. 5. Once smooth, portion soup into bowls and refrigerate to cool before serving. 6. Garnish with toasted cubed bread,
William Garden
Carolyn Phillips
Drew Novak
3. Grill vegetables until everything is
grilled or slightly charred. Once grilled, remove and place on platter to cool.
avocados, spring onions, chives, lemon zest, or a drizzle of olive oil, if desired.
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Plan. Protect. Preserve.
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