arguing about money. The process can crawl on for weeks, if not months, as the adjuster makes request after request. During this process, they may throw out a low number, hoping you will settle. As tempting as it is to get it over with, giving in will mean you’ll likely end up will a lot less than you need. They make constant requests. Building off the point above, adjusters will make requests for practically every piece of information or documentation they can. Some of it might not even be relevant. They make you do a lot of excess work that they should be doing, and theywon’t hesitate to hang the results of the case over your head if you don’t comply. If you don’t get the documents they ask for, they won’t pay. They refuse to pay for future treatment. Immediately following a wreck, you may be injured and not realize it; adrenaline and confusion often mask the pain and discomfort that will set in later. This means you’ll have future medical bills you haven’t accounted for. If you settle with the insurance company too quickly, there is nothing you can do to recoup the costs of treatment. That’s on you and possibly on your health insurance, if applicable. It’s not a good place to be. These are just three examples of why it’s so important to speak with an attorney before making a call to the insurance company. You need to be ready for what they have to say, because when you’re prepared, you’ll be happier with the results.
A LAYER OF PROTECTION
Following a car wreck, conventional thinking says you need to call the insurance company. However, chances are you aren’t going to like what the insurance company has to say. One thing to always remember is that the insurance company is there to make money. While their commercials say that they are all about you and you can count on them, that’s only true up to a point. When you call to submit a claim, the insurance adjuster has one goal: to pay you as little as possible. Insurance adjusters are the gatekeepers between you and the money you need to take care of your medical and repair bills — not to mention the many other expenses that pop up following a car wreck. To get what you truly deserve, you may need someone on your side who can kick down the gate and get results. Insurance adjusters have a number of tactics they us to pay you as little as possible. When you call, they immediately go to work putting up barriers. Here are a few examples. They wear you down. You want to resolve the case as soon as possible, while still getting the money you need for bills and expenses. Adjusters want to drag the process out for as long as possible, so you may end up on the phone for hours on end
Brain Buster
BLT Dogs
Ingredients
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4 strips bacon
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1 head romaine lettuce, shredded
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4 hot dogs (ideally Boar’s Head Beef Frankfurters, but any all-beef variety will do)
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1 large tomato, seeded and diced
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4 hot dog buns
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Salt and pepper, to taste
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1 tbsp mayonnaise
Directions
1. Heat a skillet to medium and fry bacon until rendered and crisp. Transfer to a paper towel to drain. 2. Fry hot dogs in bacon drippings, creating a crust, and cook until warmed through. 3. Using a dry skillet or oven, toast buns. 4. Spread mayonnaise on buns, place hot dog and bacon inside, and top with tomatoes and lettuce. Serve.
Inspired by FoodNetwork.com
www.medlinfirm.com | Pg. 3
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