J • RUBY, WILDING & SWANSBURG So, before we begin, let me say: I am talking to you, I pmraotmt eirs eh. oIwf ysomua’ rret yl iokue at rhee, yvoa us t’ r me saaj ov ri ni tgy uonf dsearv tehr es ot ol dd ar uy ,l enso. The Old Rules of Retirement Saving Save through your employer. Invest in the market. Defer your taxes. Lots of today’s common savings rules were created for a far different kind of saver. w pr o e u tt T ld y h b f e o y e r e w e i i g g e n h re t t y o c - r e m e ig a o h te s t t d t p h fo e is o r y p s e l a e a v r r e , e r a a s n d l d i i k n h e g e m t d h y i i d s U b s n o o c m o le k e : I t r h H w i e n i g n w . t o I h r r a w k t e i i n d s fuopr tthhee rsaanmkes , cfor mo mp asna yl ehs mi s ae nn ttior emcaanr ea eg re.mI rewnitna wn do rf ikneadl lhy i tsowt ha ye swehnei onrI lrewa di ne rr seht iirpe tde, ahmi s. Ac os ma pr ea wn ya rgda vf oer hhi ims daepc ae dn es isoonf. lDo yu ar il nt yg, hc oi smlpa taenrywmoartkcihnegdyheaanr sd, shoemaellsyo. s a v e d i n a 4 0 1 ( k ) , w h i c h h i s The current rules of saving were created for people like Isrhwo iunl d. eTr ehde y mwoesrt e ocf r etaht ee d f ifnoarn cai a lt i mc oemwmhi temn e netm pf ol or y earns e4m0 1p(lko)y eme ’as trcehtei rs e. mMeyn tufnucnlde , ediitdhne’rt tchor no turgi bh upt ee n ms i ounc sh otroh ihgihs rc eotmi rpe amneyn, t aancdc o hu inst s4: 0h1i s( kp)e nws iaosn hweaasv iel yn t isrue bl ys ifduinz de de d bbyy hh ii ss elomnpg-loteyremr. sMavoisntgos.f his annual salary went to daily use, not If you’re reading this book and you have a pension like Irwin, good for you! Keep on saving under the old rules.
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