4 • RUBY, WILDING & SWANSBURG We know the most successful retirees have long-term pwl ea nms efeotr t yg rpoi cwa tl lhy, hi nacsoomn el y, ao nn de ot ar xt ews o. Bo uf tt hneesaer al yr eeavse cr oy vsearveedr. In fact, less than 10 percent of people we meet have adequately prepared for all three areas of long-term focus. LItedssoethsna’nt 1m0epanertcheenot!ther 90 percent don’t have plans or hsoamveetshuecwcersosnignprleatnirse. Tmheenirt.strategies likely position them for But, we believe that their plans are not complete because t a h s e se y t ’r s e . not focused on all the areas of long-term risk to their And, if their plans are not complete, then the success of their retirement strategy may not be complete, either. Today's Long Game Ap as nwd ee mmi ce nht iaosn ecdr eaatt et hd e ab e wg i antneirnsgh eodf t ehvee bn ot o fko, rt hAe mCeOrVi cI aD. Nothing after will be quite the same as it was before. The pandemic didn’t create the need for a long game retirement, but it sure made it more important than ever. Why? O ne of the biggest long-term impacts of the 2020s pp aa nn dd ee mm ii cc i tws ei lllf . Tbeen , tthwee ngtoy ,v eorrntmhei rnt ty’ sy eraersspfornosme n ot ow , twh ee we ni al lc st t i l lt of de ea ly —t h ea nrde p etrhcousses i o ndse coi sf i tohnes d ewc iisl li o nismlpa awcmt aykoeur sr retirement. So, if you’ve never thought about the themes in this book before, now is an incredibly important time to do so.
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