THE NEW HOLISTIC RETIREMENT • 25 Let me put it another way. You have $10. You lose 50 pp ee rr cc ee nn tt . oNf oiwt . Ny oouwh ya ov ue $h7a. v5e0 . $Y5o. uY’ roeu sgt irlol w$ 2 t. 5h0a ts hmoor nt eo yf wb hy e5r 0e you started. The Impact of Volatility IUm. Sa. gmi naer kyeotuhhi satdo rt yo . sAa vme adr uk reitnsgo t bh ae dwyoorus t wdoe uc al dd, eo inn amv eo rdaegren, lose money every year. A market that saw not just one but two cvraalushe.es that wiped out more than a third of your savings’ We feel for our parents and grandparents who lived thherroeu’ sg ah stuhrapt rki si ne :dTohfe mi r agrekneetr awt ii tohn tihs ne ’ tGtrheea to nDleypor ne se sti ho ant. hBaudt ttooos.ave during one of the worst markets in history. You did, The years 2000 through 2009 are estimated to be the shienagrlde wi t ocrasltl edde ctahde e “ il no s St &dPe c5a0d0e ®o fh ii sntvoersyt.i nYgo”u bme ci ga hu ts eh at hv ee markHeotwthbaatddewcaasdiet?ended lower than it started. Iinf ytohue Sh&adPa540001(k) with $100,000 in it, completely invested ® , ¹⁵ what would have happened over the first dp er ec caeddei no fg t hc hi sacr et nmt uarryk?e Wd , e“lAl , nl onouka la tTtohtea ll i nRee tounr nt h oe f t h e S & P 500 ® .” This represents your account value. Then, the market crashes from 2000 to 2002. It takes you four years to earn ¹⁵ theIst'tsonckost pthoastsmiblaekteouipnvthesetSd&irPe5ct0ly0 in an index. However, one can invest in ® or purchase shares of a mutual fund that tracks the S&P 500 ® Index.
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