26 • RU BY, WILD ING & SWANSBURG bwaactke rw. Thhaetny, ionu2’ v0e0 8l o, syto, ua nl ods ef iint aallllya, gbayi n .2 0 0 6 , y o u ’ r e a b o v e You saw some good years. The market was up 28 percent it no 2e 0a r0n3 ba na cdk2t6h pe emr coennet yi ny 2o u0 0l 9o s. Bt uwt h, ye on ut hu es emd at hr koes te db ri go pg pa iends. Sthoe, yt?hose gains really didn’t reflect forward progress, did In fact, it’s even less progress than you think. G2 0u 0e s0s wt hhr oa tu gyho u r2 040091, ( ki )f eiat r nweads a ni nnvueasltl ey d, o nw ha vo el lrya gien, f r“ tohme market?” Four percent? Three percent? The answer may surprise you. It’s negative 1 percent. Tonhaatv’serraigghetp. eFroryetahre. entire decade, you lost about 1 percent $180,000
$160,000
Average Annual Return -1.0%
$140,000
$120,000
5.49%
15.79%
$100,000
26.46%
-9.10%
4.91%
10.88%
$80,000
-11.89%
28.68%
-37.00%
$60,000
-22.10%
$40,000
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Shown for illustrative purposes only. Past performance is not indicative of future results.
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