The New Holistic Retirement | Mid-American Wealth

The Flip Side of the Coin ................................................................. 27 L...o..n...g....G...a..m....e....C...h...a..l.l..e..n...g..e....#...2...:....P...e..r..s...i.s..t..e..n...t.l..y......L..o...w.......I..n...t.e...r..e..s..t...R...a...t2es9. The Past and the Present................................................................ 30 Why Low Interest Rates are Here to Stay ............................... 32 The Saver’s Dilemma........................................................................ 33 What’s a Saver to Do?....................................................................... 35 Um, Is That All? ................................................................................... 36 Long Game Challenge #3: Income.................................................. 37 A Quick Look at History .................................................................. 37 New Approach to Long Game Income ...................................... 39 Newly Discovered Risks.................................................................. 40 Long Game Income............................................................................ 46 But Wait! There’s More. .................................................................. 47 Taxes. Taxes. Taxes. .............................................................................. 49 How Americans Save . . ................................................................... 50 Your Hidden Debt .............................................................................. 52 Your Silent Partner ........................................................................... 54 Legislative Risk ................................................................................... 55 The Great American Savings Myth ............................................. 56 Macro vs. Micro................................................................................... 58 A Macro Analysis .................................................................................... 61 Analyzing Taxes Through a Macro Lens .................................. 61 “Total Tax Burden” Analysis ......................................................... 62 Crunching Numbers.......................................................................... 63 The Cost of Conversion ................................................................... 66

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