50 • RUBY, WILDING & SWANSBURG Before we go on, I want to make something clear: I’m not aa Cb Pa cAk. gI ’rmo unnodt ai nt at ax xp pr oofl ei csys .i oI naal sl oo fdaonny’ tkki nndo ,wj uys ot ua rs as ivteura wt i oi tnh. Tt ahxapt ’rsoof enses ioofntahl ea bl i omuitt aatni oynssp oe cf iaf i cb oq ouke .s tYi oo nu ssyhoouu lhda cvoen. s u l t a With that in mind, I want to give you a general ui mn dp ea rcst tyaonudri nr ge toi rfetmo de na yt ’fsu nt adxs .eSnov, ihr oenr emwe ne tgaon. d h o w i t c o u l d How Americans Save . . . And How They’re Taxed Because of It Ps tearthuasp so fy oyuo’ vu er arler teiar de my eg ni vte na cscoomu ne tbs .a sPi ce rt hh aopusg—h t l itkoe t hme atna yx savers—you haven’t thought much about it at all. Retirement savings tend to fall under one of three common tax statuses: • Tax-Deferred Accounts: This is the most common way Americans save by afar,taaxn-ddeI’fmerrweidllinvgethoicblee.t some of your savings are in 23 Tax-deferred accounts, sc oo mn t er ti bi mu tei so n caacl lceodu n tqsu, ai lni fcileudd e a4c0c o1 u( kn)tss a no dr I dReAf si n, eads w4 0e3l l( ba)ss . pTuhbel i cm oe nmepyl os ya ev ee sd’ i4n5t7h epslea nasc c aonudn t st eaarceh enrost’ t$a6x, 0e d0 0a ti nt haen tIiRmAe tohfi sc oyne at rri,byuot iuo nc.a nS od, ei fd uycotu $s6a, 0v0e d0 from 23 “ R Ee tmi rpe lmo yeenet BB ee nn ee ff ii tt ss :SAucrcveesys. , UP.aSr. tBi cui rpeaat ui oonf, La na bd oTraSktea-tui spt iRc sa. tMe sa. ”r c h 2 0 1 6 . https://www.bls.gov/ncs/ebs/benefits/2016/ownership/private/table02a.htm
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