THE NEW HOLISTIC RETIREMENT • 51 ay cocuoru nt at sx aibsl et aixnecdo mweh. eTnh ey omu oancecye s si n t ht aex -fduenfde rs r ei dn retirement, ²⁶ meaning you pay taxes in the future ogrnowboththofyfouunrdscionntthriebauctcioonusnta. nd all the associated • Tax-Free Accounts: Tax-free accounts are rising in popularity. ²⁷ These aa rc ec otuanxtesd, wdhi fifcehr ei nn tcllyu df reoRmo ttha x4-0d1e(f ek r) rs eadn da cRc oo tuhn tI sR. AIsn, tt aa xx - df roelel aar cs c. oTuhna tt sm, yeoaun sm, ai fkyeocuo nc ot rni tbrui bt iuotnes $w6 i, 0t h0 0a fttoe ra- Rf uontdhs I bReAf otrhei sc oy ne at rri, byuotui n’ lgl ht haevme .t Ho opwa ye vtearx,eosnocne ftuhnods es are in the account, they are not taxed again. ²⁸ In tahded i tfiuotnuarle , t awxh eins ydouue aocnc e stsh et a xc -of nr et rei b uf ut inodnss, noor associated growth. • Taxable Accounts: b ta e x y T - o f h r n e e d s e e w a a c h c c a c o o t u u c n n a t n t . s M b a o e r e n c e o o y f n t t e in r n i b t u h u s e t e e s d d e f a o to c r c f a o u u n ta n d x t s s - d a , b e w f o e h v r i e c r h e a d n c d a o n r iynecal ru dt he aat by rooukre ar ac cg oe uonrt ssaevei sn gcsa pa ictcaol ugnati, ni ss . tGa ax iends ei anc ha savings account, for example, are taxed every year. ²⁶ addWitiitohndarla1w0a%ls ffreodmertahlepseenaacltcyo.unts before age 59-1/2 are also subject to an ²⁷ W hMyaTl lhi ki sa RMeittirrae. mMeonnteSya. vJ ui nnges 4S, t2r a0t2e0g.y“ Ri soSt ho IPRoAp uCloanr vReirgshi ot nNsoAwr. e” S u r g i n g . H e r e ’ s https://money.com/traditional-vs-roth-ira-conversion ²⁸ hasRobtehenIRoApednistforirbauttiloenassta5reyteaaxrsfr. ee once you reach age 59-1/2 and the account
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