THE NEW HOLISTIC RETIREMENT • 63
Crunching Numbers Lmi ko er emt ha an ny os anveear cs c, omuyn tr. eSt ior, ewmheennt Ia sws ee tnst wt oe raen as lpyrzeea md ya ctrootsasl twaixthliaarboiluitnyd, $I 7d0e0c,i0d0e0d itnoitju. st focus on one account: an IRA wouIldloboekteadxeadt .that $700,000 and thought of all the places it FI airssstu, mI uesdedmay fwewifeaasnsdumI wptoiuolndsh. ave a 25 percent total tax lI i aa bs si lui tmy e(df emd eyr aI Rl aAnwd osut al dt eg) rboowt ha nt oa wn aannnduianl ,rpe rt ier-et ma xernatt. eNoefx 5t , pt aexrecse nmt . y BIeRcAa ucsoeu lI d wpaont teendt i at ol l y d ge et enremr ai nt ee, It hael s mo adxei cmi duemd ti no mo uot doef l twh eh aa tc cwoouunltd. Rh aa tphpeern, I i ff aI cdt oi dr ne d’ t ps pl aecni nd gt ht he ai tn icnocmo me Ie t oi no ka tsai nx caeb l Ie wa cacnotuendt teoa rsneien ghaonwa fmt eurc- ht a xt arxe tIu wr nooufl d4 ppearyc eonvte. rA mn dy, lifetime, I assumed I passed away at age ninety. PI trhe itnt yk cyoonus’ lel rbvea tai sv es tausns nu emdpbt iyo tnhse. r e s u l t s a s I w a s . Let’s look at all the places my IRA money could be taxed alisabI iulisteyiot,famnyd ItRhAen. we’ll add it up and determine the total tax • MeityheIRr Afowr ililnbcoemteaxeodr washenreqI uwirietdhdrmawinimfuunmds, dg oi svt er irbnumt ieonnts- d (eRs Mi g nDas t)e. dAas g ey oi nu ymo ua yr 7k0nso, wt h, e aItR Sa rf reoqmu i ryeos uyr o IuR At o ewa ci thh dyreaawr , ac aml l ei ndi mRuMmD sa. mWo hu yn ?t Because you’ve built up a lot of tax-deferral
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