The New Holistic Retirement | Mid-American Wealth

THE NEW HOLISTIC RETIREMENT • 67

Summary: Total Tax Burden Analysis $700,000 IRA | 5% Pre-Tax Growth Rate

Keep Qualified Account

Convert to Roth

Taxes Paid on Conversion Taxes Paid on Roth Account Growth

Total Taxes Paid on RMDs

$ 186,485

$175,000

Taxes Paid on Growth of Reinvested RMDs Taxes Paid by Heirs on Remaining IRA Value at Death

$ 62,640

$0

Taxes Paid on Remaining Roth Account Value at Death

$ 166,338

$0

TOTAL TAXES PAID

$ 415,463

$175,000

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