i i • RU BY, WILD ING & SWANSBURG This isn’t the first watershed moment for American savers, and it won’t be the last. We need to understand what makes this moment unique asanvdinhgo, awndtospmenadkiengthoeurnweeceasltsha.ry adjustments to growing, Throughout history, savers have lived through eras that dramatically impacted our economy and markets. The Great Depression of the 1920s and '30s uncovered tehmeb af rraggoi loi tfyt hoef 1 a9n7 0 us nerxepgousleadt eAdmsetroiccka ’ smr ealrika entc. e Tohnef oOr ePiEg Cn ob iul r tsot opfo wt heer eoaur rl y e2c o0 n0 o0ms isch oe wn geidn etsh. eTdh ae ntgeecrhsnoofl obgayl l bo ou nb ibnl ge st ot o c kt hper i cAe ms . eArni cda, nt h edmr eoarmt g a goef c rgi sr ioswoifn 2g 0 0w7 -e0a8l t hg a vteh rpoauugshe homeownership. None of these watershed moments took down America’s ar ebqi lui tiyr e dt oa dsjauvset maenndt s pf or er psaarvee rfsowr ht oh ew af unttue rde t. oSat ci lhl , i etvhee yt h eailrl pre-crisis financial goals. We are living in another watershed moment as we move deeper into the 2020s—one perhaps larger than aDneyptrheisnsgi o no. uJro bc so, u cnot rmy m he racs e , e xa pn edr i emnacrekde t ss i nhcaev e t hael l Gbreeeant impacted in the U.S. and abroad. But, as we’ll discuss in this book, there’s reason for hp oa np de .e mI ni c f apcrt ,e slei knet s moapnpyo rwt uant ei trisehs e df o rm otmh oesnet s , s at vheer sC OwVhI Do understand the new risks being created and uncovered. And that is why we wrote this book. First, to help you understand today's emerging risks . Second, to help you reposition your retirement savings to
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