DVANTAGE N 2025?
... CONTINUED FROM COVER
Who does this? What kind of company does this?
Trader Joe’s does.
They are a grocery store, yes. But more than that, they are a company with a soul. An organization that leads with compassion, loyalty, and decency. They treated my son with dignity, and they treated us, his grieving family, with grace. In a world that often feels transactional and cold, Trader Joe’s reminded us of what humanity can look like when it’s lived out loud.
So, yes. I was a fan of Trader Joe’s before. But now?
I’m a believer.
–Christopher J. Grimmond
Inspired by TheKitchn.com
WHAT DOES THIS MEAN FOR YOU? You might notice:
• Higher deductibles or new copays in your plan this year. • New drug deductibles, even in plans that didn’t have one before. • Doctors dropping out of your plan’s network due to lower payments.
Silky Chocolate Mousse
This light, airy chocolate mousse is flavorful and requires only two ingredients. It’s the perfect easy-to-make treat for a weeknight or special occasion. Ingredients • 1 1/2 cup heavy cream, divided • 1 cup milk chocolate or dark chocolate chips (6 oz) • Optional garnish: grated chocolate, crushed nuts, toffee, or brittle Directions 1. In a microwave-safe bowl, put 1/2 cup of cream in the microwave for 1 minute. 2. Stir in chocolate and let sit for 5 minutes, then whisk until smooth. 3. In a separate bowl, beat the remaining 1 cup of cream with a hand mixer or whisk until soft peaks form. 4. Set aside 1/2 cup of whipped cream for topping, and continue whipping the remaining cream until stiff peaks form. 5. Gently fold whipped cream into the cooled chocolate mixture in batches, mixing until combined but still light and fluffy. 6. Spoon into four ramekins or glasses, and refrigerate for at least 1 hour before serving. 7. Top with reserved whipped cream and garnish if desired. 402-614-3389 • 3
But don’t panic — there are still many good options out there.
WHAT YOU CAN DO. 1. Read your annual notice of change: Every year, your plan tells you what’s changing for the next year. Pay attention to this letter. 2. Review during open enrollment: Review your plan annually. 3. Call us! We’re here to help you navigate these changes. If your costs increase or you’re worried your doctor won’t be covered anymore, we can help you find a plan that better fits your needs. Health care costs are rising across the board, and Medicare Advantage plans are feeling the pressure, too. Inflation, higher demand for care, and rising provider costs mean many plans are adjusting by increasing out-of-pocket costs for members. Still, Medicare Advantage plans remain a good value for many people. You need to ensure you’re in the right plan for your situation. That’s where we come in. We’ll help you understand your options, plan, and benefits — so you don’t have to do it alone. If you have questions about your 2025 Medicare Advantage plan or want to make sure you’re in the best plan for your needs, call us at 402-614-3389 to speak with a licensed insurance agent professional. We’re always happy to help!
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