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“You have tremendous liquidity and can access your money electronically within hours or a few days.” Now you know what the ultimate goal is, and you can more clearly identify what you need to do to get there. Now let’s look at another row, row 5 for example. This row deals with the KASH (Knowledge, Attitudes, Skills, and Habits) you’re generating for your family. You might be doing well, with solid Financial Dimension strategies in place (your cash), but you haven’t yet formalized a system to capture your family’s KASH. You would score a 7 or 8. By looking at the next column (with a score of 9 or 10), you can see what your
next step would be: developing your family’s KASH Blueprint.
to help thousands of people elevate their scores as quickly as possible (some raising their scores to the 90s within just a year). I’ll warn you that you might be tempted to fudge a little though — it can be understandably uncomfortable to be honest with yourself if you see a less than ideal reflection in the mirror.
(In case you missed it, I talked about the KASH Blueprint in a previous issue of this newsletter. For more details, you can access that article by scanning the QR code on Page 8 and tapping on the July 2022 issue. You can also download a free copy of The KASH Blueprint by using the QR code on Page 1.) WHERE ARE YOU? So, where do you think you are in your 3 Dimensional journey? If you’re like most families in our community, your starting score might fall in the 30 – 60 range. If so, no worries. It’s been our passion
But resist that temptation and wholeheartedly embrace reality.
There may be areas where you score low and others where you score moderately or high. Do NOT worry or become hypercritical of yourself.
TEACHING OUR FAMILIES TO MAKE THEIR OWN LUCK
IT’S THE HARD WORK THAT COUNTS
The other day, my younger daughter, Emily, came to me saying she needed money for something she wanted to do. I reminded her she did have money, the money she’s been earning from the holiday flag business we run with several kids in the family and neighborhood. She had completely forgotten about her checking and savings account. We looked up her balance together, and she was thrilled to discover she had set aside over $300. As an 8-year-old, that felt like a fortune. I loved seeing her feel proud of herself, and it was the perfect opportunity to talk to her about the value of hard work. That moment sparked an idea. This St. Patrick’s Day, my wife, Harmony, and I might just be starting a new tradition. I want to sit our three kids down, look up their account balances together, and reiterate how reaching goals isn’t about wishing for things and hoping they come to pass, or hoping you “run into some good luck.” It’s about being intentional about what you want to accomplish, putting in hard work, and pursuing your vision with tenacity, or “making your own luck.”
Ethan, age 15, has already set aside about $4,000 in his account. Taylor, who’s 11 years old, has saved $1,000. I want to remind them that sometimes we work on goals, but we don’t necessarily always pause to see where we are in our progress. It’ll be fun to have a little celebration and show them the “luck of their labors.” I also want to congratulate them for working hard on holiday mornings and evenings, placing American flags in the yards of neighbors who pay an annual subscription for the service. What started as a way for Ethan (who was 7 years old at the time) and a handful of cousins and friends to earn money has grown to include our daughters and about 30 kids in the area, working with over 250 customers. It’s not easy to wake up early and come back in the evening on holidays like Memorial Day, 4th of July, and Labor Day to plant flags. It also means we don’t take vacations on those holidays. But they’re learning that it’s
worth the sacrifice to be able to set aside money for their long-term goals (and short-term spending money). I’m sure you’re likewise focused on teaching the young ones in your family the value of hard work and how they can make their own luck. It’s something my parents instilled in us, and I’m grateful to be passing those lessons along.
–Emron Andrew
For more on the holiday flag business — something you might want to start with your family and friends — see Emron’s article in the July 2022 issue of the newsletter, which you can access by using the QR code on Page 8.)
2 3DimensionalWealth.com
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