Law offices of Craig Wilkerson - May/June 2020

Is Your Auto Insurance Actually Enough to Cover You? Ensure You’re Protected With Underinsured Motorist Insurance

To avoid ending up in this situation, take another look at your insurance policy and see if any additional coverage options are right for you. Often, they add a small cost to your policy, but in the long term, you’ll be glad for the additional coverage. South Carolina Auto Insurance Standards In South Carolina, drivers are required to carry auto insurance that provides coverage for damage to property, bodily injuries and suffering, and uninsured drivers. Under South Carolina law, your policy must have at least $25,000 of coverage per person, at least $50,000 per accident, and at least $25,000 for property damage in each accident, plus uninsured motorist coverage. Although uninsured motorist insurance is mandatory, underinsured motorist coverage is not. However, it is recommended for all drivers in South Carolina to ensure you are protected.

Underinsured Motorist Coverage Underinsured motorist coverage comes into play when you get hit by a driver who doesn’t have enough insurance to cover the damages that you sustained. Underinsured motorist coverage can give you peace of mind knowing an accident won’t bankrupt you, even if the other driver doesn’t have enough insurance themselves. This coverage option is available to you, though your insurance agent may not have mentioned it. Talk to your agent and tell them you would like to add underinsured motorist coverage to your policy. If you’d like help reviewing your auto insurance policy, we are here for you. Having seen many people hurting after a collision with a driver who doesn’t have enough coverage, our team of attorneys has in-depth knowledge about how much insurance is enough. And if you find yourself battling with insurance after a collision, reach out to the Law Offices of F. Craig Wilkerson Jr. at (803) 324-7200 to schedule a free consultation with an attorney.

Do you think $50,000 is a lot of money? That amount could cover a year’s worth of rent, renovate a house, or pay off school loans. But when $50,000 is supposed to cover extensive medical bills for yourself and/or others, plus the cost of a new car, it’s not all that much money. We’ve seen enough cases to know that the amount of auto insurance required by law isn’t always enough to cover you in serious auto collisions.

Sticky and Sweet Pork ‘Ribs’

Ingredients

Inspired by Bon Appétit

1/3 cup oyster sauce

2 heads garlic, cloves separated

1/3 cup toasted sesame oil

3 thumbs ginger, chopped

1 cup hoisin sauce

5 lbs boneless pork shoulder, flattened

3/4 cup fish sauce

3/4 cup brown sugar

2/3 cup honey

1 tbsp molasses

2/3 cup rice wine

1/2 cup chili oil

Directions

1. In a blender, purée garlic, ginger, hoisin sauce, fish sauce, honey, rice wine, chili oil, oyster sauce, and toasted sesame oil until smooth. 2. Reserve and chill 1 1/2 cups for later use. 3. In a bag, add the remaining mixture and pork shoulder. Marinate for at least 8 hours. 4. Using a convection plate on the grill, cook pork until the thickest part reaches an internal temperature of 140–145 F. 5. In a large saucepan, simmer brown sugar, molasses, and reserved marinade for 6–8 minutes. 6. Baste the pork with the brown sugar glaze for 2 minutes before serving.

Puzzle Time

3

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