Jamaica Money Market Brokers - November 2018

Nov 2018

JMMB ... IN YOUR WORLD

www.jmmb.com | 876 877 5512

EXCELLENCE, EFFICIENCY AND ACCURACY

“On any given day, I embrace whatever it may bring. Again, no matter the circumstance or challenge, I strive to make the best of each moment and remain positive.”

Antoinette Jarrett Is Driven to Delight

Every member of the team contributes something unique. They are an important part of what makes JMMB run, day in and day out. As the personal portfolio administrator, I help support a big part of our team, processing the administrative functions of that team. You could say that I help keep things moving along. And when things are moving, everyone is happy!

There are always new innovations to learn about and new instruments we roll out to clients. I love sharing these with clients so they can reap the returns! As a part of that, I really love serving our clients and being able to delight them with impeccable service. I’m driven to maintain a high level of excellence, efficiency and accuracy. Our clients are what make it all worth it, no matter the circumstance or challenge.

I first learned about JMMB from an acquaintance. They told me about the company and about a position that had become available. The more I learned, the more I realised I would be a good fit, so I decided to pursue the job. I submitted my résumé, and the rest is history! I will admit, when this acquaintance brought JMMB to my attention, I hadn’t heard of the company. I would have missed the opportunity completely, if not for this gracious individual. And for that, I am thankful. I have come a long way from not knowing what JMMB was! I have worked with the company for 13 years, and I have had the good fortune of meeting many wonderful people, from my co- workers to our clients. One of my favourite aspects of working in the financial world is being able to learn about all the investment tools and resources that are available. Since I began my career with JMMB, many of these tools have come and gone, while others have become staples for both JMMB and the financial industry at large.

On any given day, I embrace whatever it may bring. Again, no matter the circumstance or challenge, I strive to make the best of each

moment and remain positive. As with anything, life brings plenty of obstacles, but when you face them head-on and with optimism, you can take on anything. As this year quickly comes to an end, I’m excited to see what the future holds. I’m ready to take on that next challenge, from wherever it may come! –Antoinette Jarrett

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876 704 3734 ext. 3912

WHAT MAKES AN 82-YEAR-OLD BUSINESS BOOK RELEVANT? Dale Carnegie’s Classic Offers Timeless Advice

It’s a tall claim to say that a book will change your life, but this one has certainly had a profound impact on many people. Despite having been originally published 82 years ago, Dale Carnegie’s effervescent classic

introduces themselves. A person’s name is important, because, according to Carnegie, it may be “the sweetest and most important sound in any language” to that individual. BE NICE Carnegie’s ideas are revolutionary in their simplicity. This is what makes almost anyone who reads the book able to implement them immediately and see results. As Robert Kelsey, author of several business and self-help books himself, points out, Carnegie’s first principle was simply “Be nice.” “That will always be an important thing to remember in whatever business you’re in,” Kelsey says. “His advice will always be relevant.” In the chapter entitled “Six Ways to Make People Like You,” Carnegie’s second suggestion is similarly straightforward: “Smile.” We’ve all read science on the psychological effects of smiling, but it’s still too easy to forget this simple gesture. BE HONEST Be transparent with partners and clients, and as Carnegie suggests, be quick to admit when you’re wrong. When it comes to conflict, being right won’t win you anything — it’s better to avoid that lose-lose scenario and instead listen to your associate’s point of view. Respect their opinions. Even better, begin with something you know they’ll say an enthusiastic “yes” to.

“How to Win Friends and Influence People” is still recommended by everyone who comes across it, and it’s one of the best-selling books of all time. In 2011, the book was No. 19 on Time’s most influential books list. How has it remained relevant in a massively different, technologically advanced world? Fundamentally, Carnegie’s book focuses on people, who may evolve, but whose basic needs don’t change much.

We all need to feel valued, appreciated and respected. By fulfilling these needs for your business

associates, you will indeed win friends and influence them. When it comes to business, showing a genuine interest in the other person goes a long way toward building a lasting relationship, something we all know is key to converting leads into sales. With a message based on relationships, Carnegie’s book hasn’t grown stale with time. Here are three of his suggestions that you can implement today. BE AUTHENTIC Carnegie’s methods for winning people over are, at their core, about authenticity. “Show a genuine interest in others,” he instructs. “Give honest and sincere appreciation” and “Be a good listener.” Adopt this advice by paying extra attention when a client

Set your relationships up for success by implementing Carnegie’s timeless, genuine advice, and see the results for yourself.

Contact Your Personal Portfolio Manager: 1. Alaine Samuels 551 7739 2. Gillian Bernard 550 8020 3. Mark Gilzeane 552 4586 4. Melissa McKenzie 552 4666 5. Nicole Henry-Dewar 469 2704 6. Racquel Henry-Burke 403 9550 7. Ian Belcher (RBO) 551 0521 8. Joan Edwards 877 5512

HAPPY ANNIVERSARY!

Happy 26th anniversary, JMMB!

to be at odds, ensures we are all here with love for each other, for JMMB, for the community and for the country.

Over the past 26 years, JMMB has grown as a family, and I am most grateful for the fact that we have been able to maintain the love my mother envisioned for JMMB. When she introduced love as the core value of the corporate entity, I was grateful we were able to embrace it, and it has lived and been passed down from employee to employee. Now, wherever you go in JMMB, there is a confidence that, even when there are differences or we seem

My charge to the team as we move forward is this: As we expand, remember that whenever you doubt that the Vision of Love exists inside of JMMB, know that it exists within you. You can create it because you are the reason it lives on. So, whenever you are doubting yourself, just begin to live it; be that love! JMMB will always remain the home of the Vision of Love and will always be based on love. -Patricia Sutherland

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AN INVESTMENT OPPORTUNITY (JUST FOR YOU) REAL ESTATE FUND

Investment Type

Real Estate Fund

Real Estate

Regional real estate within the tourism sector (tourist attraction)

Purchaser

Investors

Currency

USD

Minimum Purchase

USD $80,000

Initial Offer Size

US $15,000,000.00 – US $20,000,000.00

Location of Property

Jamaica and the Caribbean

Currency of Payment

Investors will receive payments in US dollars

Frequency of Payment

Monthly

Coupon

8%–9% per annum

Tax

Tax not withheld at source

Offer Period

November 2018

Benefits to Investor

1. 2. 3. 4.

Diversification

Investment in tourism sector

Monthly cash flows

US currency

TRIVIA

TAKE A BREAK!

3. JAMAICA IS LOCATED 90 MILES SOUTH OF WHICH CARIBBEAN COUNTRY? a. Puerto Rico b. Bahamas

1. HOW MANY SPECIES OF SNAKES ARE INDIGENOUS TO JAMAICA? a. 15

b. 8 c. 2 d. 30

c. Cuba d. Haiti

4. THE LUSH ISLAND OF JAMAICA FEATURES A MOUNTAIN RANGE THAT PEAKS AT 7,402 FEET. THE NAME OF THE MOUNTAIN RANGE IS WHICH OF THE FOLLOWING? a. Cromwell Mountains b. Dunns River Mountains c. Blue Mountains d. High Peak Mountains

2. JAMAICA IS THE THIRD-LARGEST ISLAND IN THE CARIBBEAN, MEASURING 4,411 SQUARE MILES. THE ISLAND IS SLIGHTLY SMALLER THAN WHAT STATE IN THE U.S.? a. Maryland

b. Connecticut c. Rhode Island d. Delaware

Solution

3 876 704 3734

JMMB Limited ATTN: Joan Edwards 23 Phoenix Avenue Kingston 10 Jamaica

876 704 3734 | www.jmmb.com

Antoinette Jarrett Is Driven to Delight pg 1 This Book May Change Your Life pg 2 Celebrating 26 Years! pg 2 INVESTMENT OPPORTUNITY JUST FOR YOU! pg 3 Food and Family in Jamaica This Month pg 4

IT’S RESTAURANT WEEK IN JAMAICA!

Take a Bite! Restaurant Week 2018 Friday, Nov. 9–Saturday, Nov. 17 Kingston

Across the island, over 100 restaurants are celebrating local and international cuisine. Try chef-signature dishes, great menus and special discounts all week long. There’s something for every taste and for every member of the family.

You can check Facebook.com/RestaurantWkJa for updates and visit Go-jamaica.com/rw for a list of participating restaurants and available specials.

JMMB Client Appreciation Day Thursday, Dec. 6

That’s right! It’s a day dedicated to you, our amazing clients! Join us on this day of client recognition and appreciation!

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