Dellutri Law Group - April 2020

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The Florida no-fault statute does not mean you cannot sue someone if they cause damage or injury. It also means that someone else can sue you, which is why we strongly suggest that you purchase more coverage than the bare minimum. Side note: Some states are “true no-fault” states, though, and that does mean you cannot sue someone when an accident occurs. But that explanation is for another time, and it does not apply in the state of Florida. Important note: It is illegal for anyone to drive in Florida without insurance. The penalty for driving uninsured is severe.

$14,000 for that visit, so your $10,000 will go rather quickly! You also have to think about how you’ll care for dependents if you’re injured, what you will do for work, and how you’ll cover someone else’s hospital or funeral bills if you cause an accident — yikes! Here are some additional coverage options you should look into. (Trust us; we have seen more than a few lawsuits as the result of a car accident, and we’ve also seen what can happen if someone cannot cover those bills). Collision Insurance: If the damage done to your car is more than $10,000, you will be happy to have purchased collision insurance. If someone with no insurance hits you, you will not be covered under your property damage coverage, and your property damage insurance will also not cover you if you caused the accident! Additional medical protection (aka medical payments coverage): Personal injury protection (PIP) covers 80% of reasonable and necessary medical bills. You are

responsible for the remaining amount. If you purchase additional protection, you should be covered. Underinsured motorist coverage: If the person who hit you has no bodily liability insurance or just a small amount, underinsured coverage allows you to collect the remaining amount from your insurance company. Otherwise, you may be out of luck. You cannot sign up for additional insurance coverage after an accident happens, so make sure that you have enough coverage today. Most people purchase the minimum amount because it is cheaper, but it’s simply not enough to protect you and your loved ones if an accident happens.

PURCHASING ADDITIONAL COVERAGE

If you think about it, $10,000 is not a lot when it comes to paying medical bills for yourself or for someone else. The average hospital stay is around $2,000 per day, not to mention emergency room care. If you are required to stay in the hospital for a week, you’ll have to pay a minimum of

Easy Deviled Eggs

Spring-Cleaning Tips

Inspired by TasteOfHome.com

Spring is finally here! Do you know what that means? Spring-cleaning! Here are five popular spring-cleaning tips that will leave your house feeling fresh and clean. 1. Declutter! We all have things we hold on to for a little longer than anticipated. Try decluttering items you don’t need and donating them to a local charity. 2. Think green! Did you know that vinegar is an all- natural cleaning product used in replacement of products when washing your floors or even your mirrors? 3. Don’t forget the walls! Often times when we clean, we neglect the walls. Take time this spring to give your walls some love with a damp towel to remove access dust and dirt particles. 4. Look behind the fridge! Whoa … do you remember the last time you checked back there? Spring- cleaning is the perfect time to clean behind those hard-to- reach places. 5. Organize! Now that your house is fresh and clean, take time to organize. Label products, use baskets, and maybe show your closet who is boss. Either way, enjoy your space being spotless!

Ingredients

• 1/2 cup mayonnaise • 2 tbsp milk • 1 tsp dried parsley flakes • 1/2 tsp dill weed • 1/2 tsp fresh chives, minced • 1/2 tsp ground mustard

• Salt, paprika, garlic powder, and pepper, to taste • 12 large eggs, hard-boiled • Fresh parsley, minced, and paprika for garnish

Directions

1. In a large bowl, combine mayonnaise, milk, parsley flakes, dill, chives, mustard, salt, paprika, garlic powder, and pepper. Mix well and set aside. 2. Cut eggs lengthwise and remove yolks carefully to preserve egg whites. 3. In a small bowl, mash yolks. 4. Mix mashed yolks with mayonnaise mixture. 5. Spoon or pipe the mixture back into the egg whites. 6. Garnish with fresh parsley and paprika. Refrigerate before serving.

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