Intermediate care: Also provided by professional health care providers but on a less frequent basis than skilled care. Custodial care: Personal care that’s often given by family caregivers, nurses’ aides, or home health workers who provide assistance with what are called “activities of daily living” such as bathing, eating, and dressing. Long-term care is not just provided in nursing homes – in fact, the most common type of long-term care is home- based care. Long-term care services may also be provided in a variety of other settings, such as assisted living facilities and adult day care centers. No one expects to need long-term care, but it’s important to plan for it nonetheless. Here are two important reasons why: The odds of needing long-term care are high: Approximately 52% of people will need long-term care at some point during their lifetimes after reaching age 65* 2. WHY IS IT IMPORTANT TO PLAN FOR LONG-TERM CARE?
Approximately 8% of people between ages 40 and 50 will
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