BASIC LIFE AND AD&D
Although we don’t like to think about it, should death occur, the survivors left behind could face serious financial hardships. Your family might need an alternative source of income to pay off your bills and meet their ongoing financial responsibilities. That is the purpose of life insurance - to provide funds for those left behind. It is also possible that an accident could cause serious injury – the loss of limbs or eyesight, for example. There is special insurance coverage which pays benefits if an accident causes loss of life, limb or sight – it is called accidental death and dismemberment (AD&D) insurance. AD&D pays an additional benefit in the event of your accidental death or dismemberment. It also provides benefits for certain accidental injuries. As an eligible employee of Behavior Frontiers, you are provided with $25,000 of life and AD&D insurance through Mutual of Omaha, at no cost to you.
Note: In order for your beneficiary to receive a benefit in the event of a death claim, an employee must have worked a minimum of 30 hours or more per week.
NAMING YOUR BENEFICIARY
You may name anyone you wish as the beneficiary who will receive your life and AD&D insurance benefits in case of your death*. You can designate your beneficiary(ies) when you initially enroll or by contacting the Behavior Frontiers Benefits Service Center. Once you have selected your beneficiary, your designation will remain unchanged until you update it. You may change your beneficiary as often as you wish.
*Subject to state regulations and other limitations; you may wish to consult an attorney for details.
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