Hostplus
David Elia
You can have a say in how your super is invested
are comfortable taking on more risk.
The choices are just as varied in retirement when members are drawing an income from their super. Being retired doesn’t mean their super balance has to stop growing. Depending on the way the funds are invested, growth can be the goal. Similarly, if a retired member wants to take less risk in favour of having more certainty over their balance and income in retirement - they can. To explore Hostplus’ investment options visit hostplus.com. au/investments. Disclaimers 1 https://moneysmart.gov.au/grow-your-super/super-investment-options accessed 09/04/2024 This information is general advice only and does not take into account your personal objectives, financial situation or needs. You should consider if this information is appropriate for you in light of your circumstances before acting on it. Please read the relevant Hostplus Product Disclosure Statement (PDS), available at hostplus.com.au before making a decision about Hostplus. For a description of the target market, please read the Target Market Determination (TMD), available at hostplus.com.au.
Super funds invest your money for you with the aim of growing it over time into a nice, tidy nest egg for retirement. There are a lot of rules about when you can access this money, so there are some limitations on the level of control you can have over your super. But one of the things you can control is how your money is invested. This is known as investment choice in super. Most super funds have a range of investment options to choose from. It’s important to think about how your super is invested because it’s one of the largest investments you may have. The investment option you choose can help make a big difference to how your super grows. 1 Hostplus aims to cover its members’ investment needs over their working life and beyond While still working and building up their super balance, Hostplus members can pick and choose from a wide range of investments. These include options for conservative investors through to high-growth options for members that
Issued by Host-Plus Pty Limited ABN 79 008 634 704, AFSL 244392 as trustee for the Hostplus Superannuation Fund (the Fund) ABN 68 657 495 890, MySuper No 68 657 495 890 198.
Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund. Awards and ratings are only one factor to consider when selecting a superannuation fund. Host-Plus Pty Limited pays licence fees to use these awards. Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The ratings are not a recommendation to purchase, sell or hold any product.
62 Tasmanian Hospitality Review April/May Edition
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