Disability Coverage
The goal of Webb Construction’s Disability Insurance Plan is to provide you with income replacement should you be unable to work due to a non-work-related illness or injury. The company provides employees with the option to purchase voluntary “Short and Long Term Disability” income benefits. Both the short term and long term disability coverages are offered through Unum.
Insurance Carrier:
Unum Short-Term Disability
Plan Type:
Voluntary
Benefit Percentage
60% of Weekly Earnings
Maximum Weekly Benefit
$2,000
Guaranteed Issue Amount
$2,000
Injury Elimination Period Sickness Elimination Period
14 days 14 days
Benefit Duration
11 weeks
Pre-existing Condition Limitation
3 month pre-existing / 12 month waiting period
Insurance Carrier:
Unum Long-Term Disability
Plan Type:
Voluntary
Benefit Percentage
60%
Maximum Monthly Benefit
$9,000
Guaranteed Issue Amount
$9,000
Elimination Period
90 days 2 years SSNRA
Own Occupation Coverage
Benefit Duration
Mental & Nervous Limitation Drug & Alcohol Limitation Pre-Existing Condition Limitation
24 Months per Lifetime 24 Months per Lifetime
6 / 12 / 24
10 Webb Construction 2022 Enrollment Guide
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