It’s Father’s Day! Children Create Unique Dad’s Day Gifts
The second survey also revealed that over 75% of shoppers struggle to think of good Father’s Day ideas. Most settle on outings, clothing, gift cards, personal care items, or electronics. Here are three low-budget ideas you can do with your kids that are sure to charm any dad, offered by What’s Up Moms, a top parenting site on YouTube co-founded by vlogger Elle Walker. INTERVIEW CARDS If your kids are preschoolers, have them answer questions about their father and record their answers on notecards. Things like, “How old do you think Daddy is? 100? What is one thing Daddy says? What does Daddy do for work? Why do you love Daddy?” The simplicity and innocence of your children’s
answers will warm Dad’s heart more than any store-bought gift ever could.
SHOPPING SPREE Give each child $10 to pick out
something for Dad, all by themselves, then take them to the nearest big-box store. Walker’s youngsters came up with a mirror, a pair of swim trunks, and crib sheets, and they clearly loved being empowered to make choices. PHOTOS FROM A KID’S PERSPECTIVE You may be surprised at some of the angles children choose and the tender moments they capture, “even if they’re not wow-worthy,” Walker says. Her daughter caught a captivating shot of her husband, Ross, napping with their preschool son resting on his shoulder.
Recently, people have been spending big on Father’s Day, and many wait until the very last minute. Last year, Americans spent a record $22.9 billion on Father’s Day, up nearly 10% from the previous year, according to an industry survey. And more than half of consumers don’t start shopping until the week before Father’s Day, while 3.5% wait until the very last day before the holiday, according to another survey.
The 60/40 Model
STRATEGIES FOR SUCCESS IN TODAY’S FINANCIAL MARKET
Investment strategies are the backbone of financial planning, serving as the roadmap to achieving long-term financial goals. The 60/40 model stands out as a balanced approach to maximizing savings among the many strategies available. The 60/40 model is a popular investment strategy that suggests balancing a portfolio with 60% in growth-oriented assets like stocks and 40% in fixed-income holdings like bonds. Recently, Patriot Wealth has expressed renewed interest in this outlook compared to a year ago. We also acknowledge the significant risks to this approach, particularly with the potential for rising interest rates. This is because bonds constitute the portfolio’s 40% fixed-income portion and can become volatile when interest rates increase.
Working with an independent advisor can be valuable for many individuals. An independent advisor can access financial tools and adapt the portfolio strategy in response to changing market
conditions. This tailored approach is crucial because no two retirements are identical; therefore, no two retirement plans should be either. Investment strategies are crucial in shaping financial futures and achieving long-term goals. While the 60/40 method has been a popular and effective approach for many investors,
To mitigate these risks, we suggest several alternative strategies:
it is essential to recognize the potential risks and challenges it may face. Patriot Wealth offers a unique advantage in retirement planning. We guide our clients through the critical steps to create a personalized retirement plan that aligns with their goals. Our approach, the Patriot Advantage, emphasizes emotion-free investing, transparency, and adherence to the highest standards of practice. Individuals can plan more intelligently and live better during retirement by partnering with us; call Patriot Wealth today!
• Structured income notes can provide income without the associated interest treatment risk. • Transferring risk to an insurance company through annuities. • Using options can generate income without the volatility tied to interest rate fluctuations. • As interest rates rise, traditional bonds become more appealing, providing better returns.
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