Take a look at our December newsletter!
HOW TEAMWORK POWERS EVERY VICTORY Leaning on Each Other
Success is something we rarely achieve alone. Here at the firm, I’m constantly reminded of how essential the team is in everything we accomplish. Teamwork makes the dream work, as cliche as it may sound, but it’s an undeniable truth around here. With the holiday season — a time of gratitude — upon us, I find myself feeling very lucky to be working with such a dedicated and talented group of genuinely kind people. We all need people we can lean on, whether it’s an extraordinary team, a loving family member, or a supportive friend. No man is an island, and successes are more meaningful when celebrated together. This firm isn’t just about Charlie. Yes, I bring 14 years of experience and specialized knowledge of the trucking industry, accidents, and injuries. I’m also constantly working to grow my skill set. For instance, I have passed the exam to become board certified in Truck Accident Law from the National Board of Trial Advocacy and am working towards full board certification in 2025. But everything we accomplish happens because of the strength of our team. When you work with us, you’re harnessing the collective power, talent, and drive of a group of skilled professionals who are just as committed as I am to fighting for you. Highlighting Our Stars One of the greatest privileges of working here is seeing the incredible individuals on our team grow. We invest heavily in the education and excellence of our staff, and they give us our ROI by providing excellent care for our clients. We often send everyone to different paralegal and lawyer classes and presentations to help build their skills, network, and ultimately become even better at helping others. Take our lawyer, Katie, and paralegal, Ava. We sent them both to the
Academy of Truck Accident Attorneys Symposium in Nashville this year, where they learned new insights and skills that directly benefit our clients. Leaning on Each Other Life can get overwhelming, especially around the holidays. Deadlines, family gatherings, travel, and holiday planning can all pile up, and even the best of us can feel the strain. That’s when teamwork and collaboration can make a difference. Here at the firm, we lean on each other, stepping in to lessen the load on everyone. There’s always someone here ready to help without hesitation, allowing us to each be our best, even when things get tough. This time of year is all about connection and spending time with the people you care about most. It can get lonely for many people during the holidays, and we can get so caught up in our busy lives that we miss out on that all-important social bonding time. When we surround ourselves with supportive and ambitious people, we have a helpline — a place to turn to when we feel overwhelmed. We can take things one day at a time, making sure each day counts. Whether you’re with friends, family, or colleagues, we should all try to be around others this season. No matter who you are or your current circumstances, just as we need supportive teams in workplaces, we need a support system within our own lives. The better the connection is with your personal or professional team, the happier you will be, the more success you will find, and the more resilience you’ll have to face challenges that come your way. I’m thankful for every member of my team, from my dedicated staff to my caring family. We can accomplish extraordinary things because of the exceptional people who are here. Every case and every success is a shared accomplishment made possible by our combined efforts and vision. This holiday season, I encourage you to cherish the people who stand by you and help you move
Wrongful Death Serious Injury Trucking Accidents Auto/Motorcycle Accidents Drunk Driving Accidents Pedestrian Accidents Giving your pain a voice.
Boating Accidents Injury on Property Negligent Security Slip-and-Falls Premises Liability
forward. Here’s to a season of gratitude, unity, and the power of working together.
DECEMBER 2024
Charlie Barry
BarryTPR.com ▴ 404-803-3585
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Natural Stepping Stones to Lasting Weight Loss
Eat, don’t drink, your calories. An 8-ounce glass of Coke has the same 100 calories as four medium-size carrots, but the Coke won’t sate your hunger. The high-fiber carrots, however, will ease that hollow feeling for a while. To help you feel satisfied throughout the day, add fiber-rich foods such as whole grains like oatmeal and brown rice, veggies, fruits like apples and oranges, and potatoes to your diet. Find enjoyable ways to exercise. Sustaining physical activity is important in maintaining a healthy weight, but your workouts don’t have to be a forced march. Find ways to reward
About 40% of Americans consider themselves overweight, driving rapid growth in both prescription and non-prescription weight-loss drugs and supplements. However, the best route to lasting weight loss for many people is more straightforward and costs less. Here are four natural ways to manage your appetite and shed pounds without pricey prescription meds or supplements. Eat more protein. High-protein foods make you feel fuller for longer and help you consume fewer calories overall without the sugar rebound you get from carb-heavy snacks. Protein also helps maintain muscle mass while losing weight; muscle burns more calories than fat! Enjoy high-protein Greek yogurt, eggs, chicken, turkey, and fish to feel satisfied on less. Drink more liquids. Many people neglect hydration and mistake thirst for hunger. While there is no one-size-fits-all rule, according to the National Academy of Medicine, men need about 13 cups of water a day, and women need about nine, including the water and juices in fruits and vegetables. Staying well-hydrated will help keep your energy level high, your skin moist and radiant, and your mood upbeat.
yourself as you move, such as walking in your favorite park or listening to great music or podcasts on the treadmill. If finding an excellent personal trainer
motivates you to get to the gym, then budget for that. Whatever it takes, your health is worth the effort!
Here’s How Rental Insurance Can Save You Stranded After a Crash?
What is rental reimbursement coverage? Rental reimbursement coverage is optional and can help to cover the cost of a rental car if your vehicle is damaged in a wreck. Typically, it’s set up to cover the cost of a rental up to a certain dollar amount per day for a set time period. For example, you may be able to receive $40–$60 per day for a rental with coverage for 30 days. How does it work? If you want to add this additional coverage, contact your insurance provider. Keep in mind that you can update your policy at any time, but any changes made after an accident will only apply to future losses. Typically, there is a range of rental limits you can choose from. Most insurers have partnerships with rental companies, and in some cases the insurer will pay the agency directly. If you opt for a
nonpartner rental car company, you’ll pay the cost upfront and be reimbursed. Is it worth it? If you have to rent a car for an extended amount of time, the dollar signs can add up quickly. So, you can save yourself a lot of stress and money by paying a little extra each month for your insurance. Not only will this coverage protect you when unexpected, large costs come your way, but it can also ensure you receive reimbursement for a rental quicker than an at- fault driver’s insurance will. It can be especially helpful if the claim is disputed or the other side is saying the accident wasn’t their fault. With rental insurance, you’re not just covering a car — you’re covering your peace of mind and keeping life rolling smoothly, no matter what the road throws your way.
Car accidents are stressful enough without the added worry of being left without a vehicle. But many drivers find themselves in that situation because they don’t have rental insurance. Without this additional coverage, if your car is damaged or totaled you might be stuck with the bill for a rental vehicle or scrambling to find other ways to get around. For just a small premium increase, rental coverage can save you a lot of anxiety down the road.
BarryTPR.com ▴
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FOCUS ON HEALING, NOT BILLS HOW MEDPAY COVERAGE EASES THE FINANCIAL BURDEN
When you’ve been in a motor vehicle accident, the right insurance coverage will ensure you get the medical care you need to heal and move forward. Medical payment coverage can help fill in the gaps by covering your health insurance deductibles or even medical bills if you don’t have health insurance. Whether you are waiting for liability claims to be processed or are dealing with a disputed claim, this coverage is there to make sure you get the treatment you need without a heavy financial burden. What is MedPay? Medical payments coverage, or MedPay, is an optional coverage you can add to your policy to help with medical bills after an accident. It covers a wide range of expenses including doctor visits, ambulance fees, health insurance deductibles, co-pays, and even dental procedures. Not only does it
help to address your out-of-pocket costs, but it can also cover expenses for your passengers, even if you are at fault. How much coverage do I need? MedPay varies from state to state, but the limits typically range from $1,000–$10,000. One of the best strategies to follow when adding this coverage is to make it equal to your health insurance deductible, allowing MedPay to cover your out-of-pocket health costs. If, however, you don’t have any health insurance, up your MedPay limit to give yourself a stable cushion to pay for your health care right away, so you can focus on rest, not the immediate stress of high medical bills. What are the benefits? MedPay can be a lifeline when you are facing medical bills. Unlike other coverage,
like bodily injury liability, which only covers bodily injuries you cause to others as an
at-fault driver, MedPay will provide for passengers and family members in your vehicle. When you are hurt in a crash, the at-fault driver’s coverage may take a significant amount of time to process, causing your bills to pile up. Medical payment coverage can help you get medical costs covered quickly. Many health care plans include high deductibles and copays that can cause your overall costs to climb until a settlement. MedPay gives you the financial relief you need to make sure you can focus on recovery, not mounting bills.
December Giveaway
This month, we’re giving away five Theracanes, handy tools that can relieve muscle tension and maybe melt a little stress this holiday season. Email us at cbarry@barrytpr.com with the subject line “Teamwork” for your chance to win!
TAKE A BREAK
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INSIDE
1 Celebrating Success Through Togetherness 2 Shed Pounds Without Dieting How Rental Reimbursement Works for You 3 Protect Yourself and Your Loved Ones From Medical Debt December Giveaway! 4 Combining Finances When Tying the Knot Later in Life Happily Ever After and Financially Fit MERGING MONEY AFTER 50
Understanding Your Significant Other’s Spending At this point in your life, your financial habits and values are well established compared to 20-somethings still finding their financial footing. Being transparent about your income, savings, and spending with your partner is essential. You may even want to review each other’s credit reports. Discuss your hopes for retirement and what it will take to get there. You may be more set in your money mannerisms, so it will take planning to reach your shared lifetime goals. Combining Accounts Newlyweds who are 50-plus must decide if they will merge their accounts fully or maintain separate ones. At this age, you likely have more assets to consider. Maybe you’ll keep individual bank accounts and create a joint account for shared expenses like bills. Reviewing your estate plans together is essential to ensure your wishes for wealth distribution to heirs are clear. Embarking on this new chapter means more than just sharing a life — it’s about blending finances in a way that makes sense for both of you. Communicating about your finances and shared goals ensures your golden years together are filled with financial harmony and peace of mind.
Are you tying the knot after 50? (Congratulations!) For older couples getting ready to walk down the aisle, there are unique financial considerations to take into account. Merging finances at this exciting stage involves retirement plans, adult children from previous relationships, and different priorities for the future. Get ready for the honeymoon phase as we explore how to merge marital finances in your 50s and beyond.
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