Terrace at Pleasant Valley | Gresham, OR | 02/05/26

Schedule a Tour Today | (971) 414-4566 OregonSalesInfo@drhorton.com | www.drhorton.com

TERRACE AT PLEASANT VALLEY GRESHAM , OR | TRADITION SERIES

Welcome to Terrace at Pleasant Valley, a new home community by D.R. Horton in Gresham, Oregon. This community offers four townhome-style floor plans, allowing you to choose a home that best suits your lifestyle. The floor plans range from 1,413 to 2,037 square feet and feature 3 bedrooms, 2.5 to 2.75 bathrooms, and an attached car garage. There’s plenty of opportunity for outdoor adventure with proximity to Scouters Mountain Nature Park, Happy Valley Nature Park, and Hogan Butte Nature Park. Find your new home with modern features at Terrace at Pleasant Valley.

COMMUNITY HIGHLIGHTS:

PLANS STARTING IN THE HIGH $300s 4 TOWNHOME-STYLE FLOOR PLANS SMART HOME PACKAGE LIMITED 10 YEAR WARRANTY

5.579 % APR 3.875% DON’T MISS YOUR OPPORTUNITY TO SAVE! 7/6 Adjustable-Rate 1 Conventional Mortgage

Available on certain D.R. Horton homes in select communities in Oregon. Must contract on or after 01/26/26 and close by 03/31/26 Contact a D.R. Horton sales representative for more information and to confirm availability. Loan example shown is based on a 5% down payment on a Conventional 30-year adjustable-rate mortgage (ARM) with a sales price of $454,995, a loan amount of $432,245, and a monthly payment of $2,556. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. 1 An adjustable-rate mortgage (ARM) is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. This interest rate will be fixed for the first 7 years and will adjust every 6 months thereafter. The first adjustment will have a 5.000% cap. Adjustments every 6 months thereafter will have a cap of 1.000% and a lifetime cap of 5.000% with a margin of 2.750%. The fully indexed rate of 6.438% combines the index and margin, and it determines the monthly payment amounts after the fixed interest period during each adjustment period. Max interest rate can be 8.875%. To receive the Conventional interest rate, borrower is REQUIRED to pay a 0.125% Discount Point. This Discount point may be paid with seller financing incentive offered to the borrower, which will be represented on the Closing Disclosure as a seller’s cost. Maximum contribution limits will apply.

DHI Mortgage 4350 Galewood St., Suite 100 Lake Oswego, OR 97035

D.R. Horton drhorton.com D.R. Horton, Inc. – Portland, CCB License #130859; WA License #DRHORRH947BR

Contact us for more information

503-721-2370 main dhimortgage.com

Financing offered by DHI Mortgage Company, Ltd. Limited Partnership (DHIM). Branch NMLS #38683. 4350 Galewood St., Suite 100, Lake Oswego, OR 97035. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate. All terms and conditions subject to credit approval, market conditions and availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. Not all borrowers will qualify. Restrictions apply. Interest rate offered applies only to the D.R. Horton family of brand properties purchased as borrower’s principal residence. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply. Photos are representational only. Equal Housing Opportunity. APR = Annual Percentage Rate. HOA = Homeowner’s Association. REV: 01/27/26 | Expires on the close by date listed above.

TURN SOMEDAY INTO MOVE-IN DAY.

Our DHI Mortgage FHA and VA 5/1 Adjustable-Rate Mortgage (ARM) loan could be the moment you’ve been waiting for. With a special introductory interest rate, flexible down payment and credit requirements, it’s another way to make homeownership affordable.

5/1 FHA ARM1

5/1 VA ARM2

An FHA Loan May Be Right for You • If you have less-than-perfect credit • If you have at least 3.5% available down payment • If you have moderate debt 3.875 % 5.735 % APR

A VA Loan May Be Right for You • If you’re a qualified veteran, active duty service member, or reservist • If you need a 100% financing option³ • If you need flexible income, debt, and credit requirements 3.875 % 5.336 % APR

Benefits of an ARM Loan

• Lower initial interest rate fixed for the first 5 years • Could mean lower monthly payments for the first 5 years

• The rate cap limits how high your interest rate can go • A potential option if you anticipate life events, such as a career move or family changes

Available on certain D.R. Horton homes in select communities in Oregon. Must contract on or after 01/21/26 and close by 03/31/26

1 Loan example shown is based on 3.5% down payment with a sales price of $449,995, a loan amount of $441,844, an upfront mortgage insurance premium of 1.75%, and a monthly payment of $2,736. 2 Loan example shown is based on 0% down payment with a sales price of $449,995, a loan amount of $459,670, financed VA funding fee ≤2.15% for first time use on VA Loan, and a monthly payment of $2,622. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. An ARM is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. Interest rate is fixed for the first 5 years and will adjust every year thereafter. The first adjustment will have a 1.000% cap. Adjustments every year thereafter will have a cap of 1.000% and a lifetime cap of 5.000% with a margin of 2.000%. The fully indexed rate of 5.530% combines the index and margin, and it determines the monthly payment amounts after the fixed-interest period during each adjustment period. Max interest rate can be 8.875%.

Connect with us today to explore how this program could work for you.

D.R. Horton drhorton.com

DHI Mortgage 4350 Galewood St., Suite 100 Lake Oswego, OR 97035 503-721-2370 main dhimortgage.com

D.R. Horton, Inc. – Portland, CCB License #130859; WA License #DRHORRH947BR

Financing offered by DHI Mortgage Company, Ltd. Limited Partnership (DHIM). Branch NMLS #38683. 4350 Galewood St., Suite 100, Lake Oswego, OR 97035. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate. All terms and conditions subject to credit approval, market conditions and availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. Not all borrowers will qualify. Restrictions apply. Interest rate offered applies only to the D.R. Horton family of brand properties purchased as borrower’s principal residence. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply. 3 A good faith earnest deposit is required at contract. Additional down payment is required if the purchase price exceeds the reasonable value of the property, if the loan amount is greater than $832,750 or applicable county loan limit or if the borrower has less than full entitlement available. Equal Housing Opportunity. APR = Annual Percentage Rate. HOA = Homeowner’s Association. FHA = Federal Housing Administration. VA = U.S. Department of Veterans Affairs. REV: 01/22/26 | Expires on the close by date listed above.

DON’T MISS YOUR OPPORTUNITY TO SAVE!

4.990% 4.990% 5.720 % APR 5.371 % APR Fixed-Rate FHA Mortgage 1 Fixed-Rate Conventional Mortgage 2

Available on certain D.R. Horton homes in select communities in Oregon. Must contract on or after 12/16/25 and close by 03/31/26 Contact a D.R. Horton sales representative for more information and to confirm availability. 1 3.5% down payment required. Based on a FHA 30-Year fixed rate mortgage with a sales price of $454,995, a loan amount of $446,753, up front mortgage insurance premium of 1.75%, and a monthly payment of $3,150.18. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. Rate also available for VA and USDA loan programs. 2 5% down payment required. Based on a Conventional 30-Year fixed rate mortgage with a sales price of $454,995, and a loan amount of $432,245, and a monthly payment of $2,973.35. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA.

DHI Mortgage 4350 Galewood St., Suite 100 Lake Oswego, OR 97035

D.R. Horton drhorton.com D.R. Horton, Inc. – Portland, CCB License #130859; WA License #DRHORRH947BR

Contact us for more information

503-721-2370 main dhimortgage.com

Financing offered by DHI Mortgage Company, Ltd. Limited Partnership (DHIM). Branch NMLS #38683. 4350 Galewood St., Suite 100, Lake Oswego, OR 97035. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate. All terms and conditions subject to credit approval, market conditions and availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. Not all borrowers will qualify. Restrictions apply. Interest rate offered applies only to the D.R. Horton family of brand properties purchased as borrower’s principal residence. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply. Photos are representational only. Equal Housing Opportunity. APR = Annual Percentage Rate. HOA = Homeowner’s Association. FHA = Federal Housing Administration. VA = U.S. Department of Veterans Affairs. USDA = U.S. Department of Agriculture. REV: 12/17/25 | Expires on the close by date listed above.

NEW HOME. LOW RATE.

NO DOWN PAYMENT. YES PLEASE.

Say yes to the new home you’ve been waiting for. Our DHI Mortgage Home Now1 program provides down payment assistance, which can now be combined with our special interest rate offer. That means lower monthly payments and less cash to close.

SPECIAL INTEREST RATE 5.75 % 6.617% APR

NO DOWN PAYMENT

DHI MORTGAGE HOME NOW PROGRAM

• Down payment assistance in the form of a forgivable second mortgage in the amount of 3.5% of the lower of the purchase price or appraised value of the home • Program offered on 30-year fixed-rate FHA mortgages • Borrower must occupy home as primary residence

Available on certain D.R. Horton homes in select communities inOregon. Must contract on or after 12/26/25 and close by 02/27/26 2 . Contact a D.R. Horton sales representative for more information and to confirm availability. 0% down payment required when first lien mortgage is paired with DHI Mortgage’s Home Now Down Payment Assistance program used to cover the required down payment.

Contact your DHI Mortgage Loan Originator today.

DHI Mortgage 4350 Galewood St., Suite 100 Lake Oswego, OR 97035

503-721-2370 main dhimortgage.com

Financing offered by DHI Mortgage Company, Ltd. Limited Partnership (DHIM). Branch NMLS #38683. 4350 Galewood St., Suite 100, Lake Oswego, OR 97035. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate. All terms and conditions subject to credit approval, market conditions and availability. 1 Down Payment Assistance is offered in the form of a forgivable second lien mortgage in conjunction with a 30-year fixed-rate FHA first mortgage. The amount of assistance will be 3.5% of the lower of the purchase price or appraised value of the home with 30-year term, and can be used towards borrower?s minimum required investment, closing costs, prepaid items, or any combination of the three. Assistance is forgiven after 36 on-time payments are made on the first lien. Homebuyer education may be required. Borrower must meet program guidelines. Loan limits apply. Geographical restrictions apply. Gift funds allowed. 2 D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. Not all borrowers will qualify. Restrictions apply. Interest rate offered applies only to the D.R. Horton family of brand properties purchased as borrower?s principal residence. Not all borrowers will qualify for said rate. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Additional closing costs will apply. May not be able to be combined with other available D.R. Horton offers or discounts. Property restrictions apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. Contact a D.R. Horton sales representative for more information and for a list of available homes. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Based on a 30-year fixed-rate FHA mortgage with a sales price of $454,995, a loan amount of $446,754, an upfront mortgage insurance premium of 1.75% and a monthly payment of $3,275. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. Equal Housing Opportunity. APR = Annual Percentage Rate. HOA = Homeowner’s Association. FHA = Federal Housing Administration. REV: 12/17/25 | Expires on the close by date listed above.

TERRACE AT PLEASANT VALLEY

February 4 , 2026

Settle in easily with all the essentials. Enjoy a truly move -in-ready experience with D.R. Horton’s Signature Series®

*. These homes

include the most desired features so you can settle in as soon as you get your keys. Receive up to $ 6,000 towards closing costs with use of

seller preferred lender **

Must Contra ct by 2/28 /202 6 and Close Per the Terms of the Contra

ct

Homesite

Plan

Sq. Ft.

Bed/Bath

Story/ Car

Completion Date

Offered At

42

Woodbridge MA10 Y

1,413

3 / 2.5

2 / 2

February

$388,995

Homesite

Plan

Sq. Ft.

Bed/Bath

Story/ Car

Completion Date

Offered At

36

Woodbridge MA10 Z

1,413

3 / 2.5

2 / 2

February

$393 ,995

Schedule a Tour Today

– (971) 414 -4566.

Open Daily from 9 :30 AM – 4 :30 PM.

3409 SW Thomas Avenue, Gresham, OR 97080 | drhorton.co m/oregon Financing offered by DHI Mortgage Company, Ltd. Limited Partnership. (DHIM) 4350 Galewood St., Suite 100, Lake Oswego, OR 97035. Branch NMLS #38683, Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM Licensing and its affiliation with D.R. Horton, please visit http://www.dhimortgage.com/affiliate/. *The above home includes the following features: blinds (windows locations vary per plan); front irrigation system, front landscaping; air conditioning; fencing; and garage door opener (varies per plan). **Buyer of Homesite listed above contracts by 1/31/2026 and closes per the terms of the contract, will receive up to $6,000 in closing costs when buyer funds and closes with DHIM. Any unused incentive will be forfeited. Provided for informational purposes only. This is not a commitment to lend; not all buyers will qualify. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the closing costs incentive. See agent for details. Home is subject to prior sale. Completion date is an estimate only and is subject to change. Square footage is approximate. Homes and community information, including pricing, included features, terms, availability, and amenities are subject to change. Appliance make and model may vary due to supply availability. All photos and drawings are for illustration purposes only. Features available with any lender. Some restrictions apply. Offer expires on 1/31/2026. See sales agent for complete details. Equal Housing Opportunity. D.R. Horton, Inc. – Portland, CCB License #130859.

drhorton.com

TERRACE AT PLEASANT VALLEY

February 4 , 2026

Receive Up To $ 6,000 Towards Closing Costs

with Use of Seller Preferred Lender

*

Must Contract by

2/28 /202 6 and Close Per the Terms of the Contract

Homesite

Plan

Sq. Ft.

Bed/Bath

Story/ Car

Completion Date

Offered At

15

Glacier MF25A

1,545

3 / 2.5

2 / 1

February

$434 ,995

31

Woodbridge MA10Y

1,413

3 / 2.5

2 / 2

February

$389 ,995

32

Woodbridge MA10Y

1,413

3 / 2.5

2 / 2

February

$389 ,995

38

Woodbridge MA10Z

1,413

3 / 2.5

2 / 2

February

$389 ,995

39

Forest MA25Z

1,462

3 / 2.5

2 / 2

February

$419,995

Schedule a Tour Today

– (971) 414 -4566.

Open Daily from 9:30 AM

– 4:30 PM.

3409 SW Thomas Avenue, Gresham, OR 97080 | drhorton.co m/oregon D.R. Horton is an Equal Housing Opportunity Builder. Financing offered by DHI Mortgage Company, Ltd. Limited Partnership. (DHIM) 4350 Galewood St., Suite 100, Lake Oswego, OR 97035. Branch NMLS #38683, Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM Licensing and its affiliation with D.R. Horton, please visit http://www.dhimortgage.com/affiliate/. *Buyer of any available homesite listed above contracts by 2/28/2026 and closes per the terms of the contract, will receive up to $6,000 in closing costs when buyer funds and closes with DHIM. Any unused incentive will be forfeited. Provided for informational purposes only. This is not a commitment to lend; not all buyers will qualify. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the closing costs incentive. Images are representational only. Homes subject to prior sale. Square footages are approximate. Completion dates are an estimate only and are subject to change. Home and community information including pricing, features, terms, availability, and amenities are subject to change without notice or obligation. All photos and drawings are for illustration purposes only. Some restrictions apply. Offer expires on 2/28/2026. See sales agent for complete details. Equal Housing Opportunity. D.R. Horton, Inc. – Portland, CCB License #130859.

drhorton.com

Tradition Series SM Terrace at Pleasant Valley 3409 SW Thomas Avenue, Gresham, OR 97080 971-414-4566 | drhorton.com/oregon

Plan MA25 | 3 bed | 2.5 bath | 2 car | 2 story | 1,462 sq. ft. The Forest

Main Floor

Upper Floor

W.I.C.

BEDROOM 3

GARAGE

HALL BATH

BEDROOM 2

LAUNDRY

WH

KITCHEN

MECH.

W.I.C.

PWDR

BATH 1

DINING ROOM

BEDROOM 1

W.I.C.

ENTRY

GREAT ROOM

COVERED PORCH

Elevation A

Elevation B

D.R. Horton is an Equal Housing Opportunity Builder. Drawings, renderings, square footages, floor plans, and sizes are approximate, for illustration purposes only and will vary from the homes as built. See sales agent for complete details. D.R. Horton, Inc. Portland, CCB License #130859.

Tradition Series SM Terrace at Pleasant Valley 3409 SW Thomas Avenue, Gresham, OR 97080 971-414-4566 | drhorton.com/oregon

Plan MF25 | 3 bed | 2.5 bath | 1 car | 2 story | 1,545 sq. ft. The Glacier

Main Floor

Upper Floor

DINING ROOM

KITCHEN

BEDROOM 2 BEDROOM 3

GREAT ROOM

HALL BATH

LNDRY

MECH.

TECH NICHE

WH

BATH 1

PWDR

GARAGE

BEDROOM 1

W.I.C.

ENTRY

COVERED PORCH

Elevation A

D.R. Horton is an Equal Housing Opportunity Builder. Drawings, renderings, square footages, floor plans, and sizes are approximate, for illustration purposes only and will vary from the homes as built. See sales agent for complete details. D.R. Horton, Inc. Portland, CCB License #130859.

Tradition Series SM Terrace at Pleasant Valley 3409 SW Thomas Avenue, Gresham, OR 97080 971-414-4566 | drhorton.com/oregon

Plan MA10 | 3 bed | 2.5 bath | 2 car | 2 story | 1,413 sq. ft. The Woodbridge

Main Floor

Upper Floor

GARAGE

BEDROOM 2

BEDROOM 3

WH

MECH

KITCHEN

LINEN

PWDR

HALL BATH

LAUNDRY

DINING ROOM

TECH NICHE

W.I.C.

GREAT ROOM

BEDROOM 1

BATH 1

ENTRY

COVERED PORCH

Elevation A

Elevation B

D.R. Horton is an Equal Housing Opportunity Builder. Drawings, renderings, square footages, floor plans, and sizes are approximate, for illustration purposes only and will vary from the homes as built. See sales agent for complete details. D.R. Horton, Inc. Portland, CCB License #130859.

SW Royal Avenue

SW Rosebud Alley

SW Hartley Avenue

SW Pepper Alley

SW Thomas Avenue

Terrace at Pleasant Valley Gresham, Oregon

Exterior Highlights •

Timeless Kitchen Design •

Professionally designed, low- maintenance, front yard landscaping. Painted 2-panel smooth Therma-Tru Fiberglass front door and anodized bronze threshold.

Shaker cabinetry painted with white upper, painted grey lower, and brushed nickel bar pulls. • Solid Surface countertops with 4” Solid Surface Backsplash. • Stainless steel undermount sink and Moen Chateau Chrome faucet with 1/3- horsepower garbage disposal. • Refrigerator nook plumbed for ice maker. • Stainless steel Whirlpool appliances including dishwasher, induction range and microwave with vent hood. Double insulated windows with low “E” glass. • Upgraded LED light fixtures. • 50+ gallon high-efficiency heat pump water heater. • Pre-wired for solar panel installation.

• •

Steel garage door.

Horizontal “Prevail” brand siding with trim. Limited Lifetime composition shingle roof. 2 exterior waterproof electrical outlets. 2 frost-free exterior hose bibs. Premium laminate flooring used throughout main floor. Mohawk Carpet throughout second floor. LVT flooring throughout laundry room and bathrooms. 48” electric fireplace installed per plan including floor-to-ceiling painted accent wall. Screens provided on all operable windows. Deako switches provided throughout.

Energy Saving Features •

Interior Highlights •

Additional Features •

10 Year Limited Warranty.* Smart Home Package. *

• Electric heat pump furnace with cooling and digital thermostat. • Pre-wired for cable in great room and primary bedroom.

• •

Primary bathroom features full fiberglass shower.

D.R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. *See a sales agent for complete details on 10 Year Limited Warranty and Smart Home package. Above specifications are subject to change without notice. © 2025 D.R. Horton, Inc. All Rights Reserved | D.R. Horton, Inc. – Portland, CCB License #130859 | Revised 7/24/2025.

(971) 414-4566 | drhorton.com

Tradition Series SM | Gresham, OR Terrace at Pleasant Valley 971-414-4566 | drhorton.com

Get $1,000 toward your closing costs.

Thank you for your part in the American Dream. Main Street Stars SM is designed to help everyday heroes become homeowners. It’s just our way of saying thank you for supporting the community. Members of the military, law enforcement, firefighters, educators, and healthcare professionals can receive $1,000 at Terrace at Pleasant Valley.

D.R. Horton is an Equal Housing Opportunity Builder. The Main Street Stars SM program is available at all Oregon Division, D.R. Horton communities to individuals who are military veterans or who are currently employed as military personnel, law enforcement personnel, firefighters, healthcare professionals and educators. Program offers up to $1,000 in closing costs (available with the use of any lender). Program incentives, when combined with any other incentives being offered by seller, may not exceed loan program limitations. Not redeemable for cash. Any unused incentive will be forfeited. Limit of one Main Street Stars SM incentive per home purchase. Availability of upgrades subject to stage of completion. Upgrades must be installed prior to closing. Buyer must contract by 12/31/25 to receive the incentive and present proof they are a military veteran or proof of employment (such as a pay stub or military ID card-active duty or retired) at time of contract execution. Program subject to cancellation or change without notice or obligation. See sales agent for complete details. D.R. Horton, Inc. - Portland, CCB License #130859.

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