Tacodeli - 2025 Benefit Guide (English)

Tacodeli

Supplemental Health Benefits

HOSPITAL CARE INSURANCE This insurance pays benefits directly to you to help offset the out-of-pocket expenses associated with an unexpected hospital stay, such as deductibles, copays or lost income. Benefits are paid based on inpatient hospital admissions and confinement. The benefit is yours to use however you want, including paying for healthcare expenses, mortgage, rent, or other bills.

COVERED EVENTS Benefits are included for: • Hospital Admissions • Hospital Stays • Intensive Care Unit Admissions

EXAMPLE CLAIM: Laura is admitted the hospital to give birth to her new baby. Her normal delivery kept her in the hospital for a total of three days. Fortunately, Laura’s Hospital Care plan paid her cash benefits to help cover her medical costs – benefits that allowed her to focus on her new baby rather than the financial impact of the hospitalization

• Intensive Care Unit Stays • Newborn Nursery Care

ADDITIONAL BENEFITS: No pre-existing condition exclusion Portability included – allowing you to take the policy with you if you end employment

COVERAGE OPTIONS: Coverage is available to employees, spouses and dependent children

Laura’s Hospital Stay

Silver Plan Benefits

Gold Plan Benefits

Hospital Admission

$1,000

$1,500

WELLNESS BENEFIT Critical Illness Insurance includes an annual benefit of $50 for any covered person when they take a qualified health screening test. Over 40 different screenings qualify, including: • Cholesterol screening • Mammogram • Immunizations, e.g., Covid-19

2 Additional Days of Confinement Newborn Nursery Care (3 days)

$300

$400

$300

$300

Total Benefit

$1,600

$2,200

*Please refer to the benefit plan summaries for details on all policies.

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