MANHATTANLIFE | PRODUCTS AT A GLANCE
Annuities Individual, Single Premium, Fixed, Deferred
• Penalty-Free Partial Surrenders (withdrawals): Beginning 1st Calendar Year 5, 6, and 7 Year – 15% of the Annuity Value; 3 Year - Accumulated Interest or RMD Only. • Multiple Withdrawals Allowed: Up to 12 (systematics) per Calendar Year. • Surrender Charges Waived at Death of the Annuitant. • Penalty-Free Partial Surrenders (withdrawals): Beginning 1st Calendar Year 15% of the Annuity Value; Surrender Charges Waived at Death of the Annuitant. • Multiple Withdrawals Allowed: Up to 12 (systematics) per Calendar Year. • Guaranteed Return of Premium – Return of the initial single premium paid, minus any partial surrenders taken. • Penalty-Free Partial Surrenders (withdrawals): Beginning 2nd Contract Year, Accumulated Interest Earned in the Same Contract Year or RMD Pertaining to this Contract. • Higher Crediting Rates due to the Market Value Adjustment feature with High and Low Band Rate differences. • Waiver of Surrender Charges: The Beneficiary will receive the Greater of the Cash Surrender Value or Return of Premium Minus any Withdrawals. • Penalty-Free Partial Surrenders (withdrawals): Beginning 1st Calendar Year 5, 6, and 7 Year – 15% of the Annuity Value; 3 Year - Accumulated Interest or RMD Only. • Multiple Withdrawals Allowed: Up to 12 (systematics) per Calendar Year. • Surrender Charges Waived at Death of the Annuitant. • Penalty-Free Partial Surrenders (withdrawals): Beginning 1st Calendar Year 15% of the Annuity Value; Surrender Charges Waived at Death of the Annuitant. • Multiple Withdrawals Allowed: Up to 12 (systematics) per Calendar Year. • Guaranteed Return of Premium – Return of the initial single premium paid, minus any partial surrenders taken.
DISCOVERY 3, 5, 6, & 7 Multi-Year Guarantees
FUTURE SELECT 5 & 7 Multi-Year Guarantees
MAX CHOICE 3, 5, 6, 7, & 10 Multi-Year Guarantees
PREFERRED CHOICE 3, 5, 6, & 7 Multi-Year Guarantees
PREMIUM PREFERRED 5 & 7 Multi-Year Guarantees
See Policy and/or Outline of Coverage for state-specific details.
For Agents Use Only.
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