Michelle's Law

Michelle’s Law

Michelle's Law prohibits the termination of health coverage if the child takes a medically necessary leave of absence from school or changes to part- time status. The leave of absence must: • Be medically necessary (and certified by a physician as medically necessary) • Commence while the child is suffering from a serious illness or injury • Cause the child to lose student status for the purposes of coverage under the plan (either from an absence from school or reducing his/her course load to part time) To take advantage of the extension, the child must be enrolled in the group health plan by being a student at a post-secondary educational institution immediately before the first day of the leave. Coverage must extend for one year after the first day of the leave (or, if earlier, the date coverage would otherwise terminate under the plan). The student on leave is entitled to the same benefits as if they had not taken a leave. If coverage changes during the student's leave, then this law applies in the same manner as the prior coverage.

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