Wolf Retirement Navigation October 2018

Score Your Retirement Touchdown Learn to Survive the Retirement Red Zone

Football season is in full swing, and during a game, there’s nothing more thrilling than seeing your team reach the red zone. At this point, you’re on the edge of your seat because every move counts. Even though we know how important the red zone is in football, too many people decide to go into autopilot when they reach the red zone of their own lives. The “Retirement Red Zone” refers to the five years before and after a person

One way to achieve this is to evaluate what your living expenses will be in retirement and start living within those means. Examine this “budget” every six months and make changes as needed. If the market shifts or you have any unexpected life events, you’ll be able to see how your retirement lifestyle would be impacted before you leave the workforce.

enters retirement. During this time, financial plans are extremely vulnerable to negative changes in the market. If a great retirement is a touchdown, then what you do in the Retirement Red Zone really matters.

The best football teams have great coaches with the right playbook. Talk to a financial advisor who specializes in retirement to evaluate your portfolio, make necessary adjustments, and score a touchdown in retirement. Learn how to survive the Retirement Red Zone with help from the experts at Wolf Retirement Navigation by calling 904-232-8760. Don’t wait until you’re in the last second to start trying to win the game.

Most of our lives are spent dealing with day-to-day necessities. We pay our

mortgage, take care of the kids, hold down a job — and it’s hard to imagine what our lives will look like in 10 or 20 years. But once you’re within striking distance of retirement, it’s time to rethink how you play the game.

SUDOKU

This meal-in-a-glass smoothie will cure your craving for a pumpkin spice latte. It’s packed with nutrients and fall flavor. If you’re the type of person who uses your blender more than your pots and pans, you’ll definitely want to add this recipe to your rotation.

INGREDIENTS

• 1 cup coconut milk • 1/4 cup organic pumpkin purée • 2 teaspoons pumpkin pie

• 1 frozen banana, sliced • 1 cup ice

spice (or substitute with cinnamon and ginger)

DIRECTIONS

1. In a blender, combine all ingredients. 2. Blend on high or on smoothie setting until smooth. 3. Transfer to a cold glass, garnish with pumpkin pie spice, and serve.

Answer on page 4

2 LOCATIONS TO SERVE YOU! Jacksonville & Fleming Island

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