Stubbins Watson Bryan & Witucky Co., L.P.A. - November 2022

Check out our November newsletter!


4 Strategies to Prevent Accidental Falls Preparation Is Key


Many Ohioans do not have an estate plan in place. Even more importantly, most folks do not know what questions they should ask. I’ve prepared a free report that reveals the Top 9 Questions Ohioans Should Ask About Their Estate Planning. Here is a direct link to our website for your instant download: questions-ohioans-should-ask-about-their-estate- planning. After reading, you’ll be many steps ahead of others who have not taken the time to research these important issues.

You’ll find answers to questions like this:

• I have been told that I should avoid probate. Is this important? How do I do it? • How can someone else make financial decisions for me if I am not able? • How can someone else make health care decisions for me if I am not able? • How do I make my wishes known about life- sustaining treatment? With the right planning in place you can protect potentially thousands of dollars from being spent on unnecessary guardianships or other probate proceedings. Please feel

I remember reading an article on AARP’s website about a 73-year-old woman’s severe fall in Atlantic City. Helen Rapine took a trip to a casino with her two sisters, Regina and Margaret, and stayed at Harrah’s Resort. They made plans to meet in the elevator lobby before going to dinner. Rapine was the first to arrive at the elevator and decided to sit on a bench near the elevator — this bench was backless and armless. She misjudged the length of the bench and sat down too close to the edge. Rapine slid off the bench and slammed her hip and head onto the floor. After extensive rehabilitation, Rapine recovered from her injuries. Unfortunately, scenarios like this are common for older adults. In 2018, seniors reported 36 million falls, and 8.4 million resulted in injuries. About 34,000 adults who are 65 and older died in 2019 due to accidental falls, which supports the fact that falls are the leading cause of injuries and fatalities among older adults. It’s heartbreaking to look at these statistics and wonder if my loved ones or your loved ones are at risk of falling. Even seniors who appear strong can fall. So, what can you do to prevent accidental falls from occurring? Preparation is key.

free to download this report or share this link with family or friends who could find this information useful. See you next month!

What are the causes of a fall?

As we age, our eyesight, hearing, strength, and balance can decrease, making us susceptible to falling. Some medicines can even increase this probability if side effects include dizziness, high blood pressure, and sleeping issues. Although we

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However, one of the most important things that can reduce your risk of falling is adding physical activity to your daily routine. For example, do exercises that mimic getting up or sitting on chairs and toilet seats. You can also do movements that strengthen your muscles and improve your balance.

can’t necessarily change these things, we can still take preventive measures to reduce the risk of falling.

How can you prevent falls?

1. Be sure your home is as safe as possible. You want your home to be well-lit so you can see your surroundings. Ensure all loose wires are put away and secure loose ends of rugs to help prevent tripping hazards. 2. Be careful getting in and out of your vehicle. Entering and exiting your car can be difficult — especially if the weather is colder and the ground is slippery. When getting in, be sure to hold on to the handle or another person and find the seat and sit down first. Then bring in each leg carefully. To exit, lift one leg out of the car and then the other; be sure you have a nice grip on your door, car handles, or another person before standing up.

Check out HopkinsMedicine. org/health/wellness-and- prevention/fall-prevention- exercises and SilverSneakers. com/blog/4-simple-exercises- to-help-seniors-prevent-falls for simple exercises that you can do daily. With colder weather upon us, it's imperative that we do everything we can to help us reduce the risk of falling. I hope you and your family will have a happy and safe November!

3. Take your time while walking. Hold

onto available handrails and focus on placing one foot flat on the ground with each step. Wear shoes with nonskid soles and clean your shoes after going outside.

All This for a Truckle of Cheese?

What Is Cheese Rolling?

During the spring, the southwest part of England hosts one of the strangest sports each year — cheese rolling. People worldwide travel to watch and participate as contestants launch themselves down a hill in pursuit of a round of cheese. But how did this sport come to be? It’s kind of a mystery. No one really knows the origins of cheese rolling. For as long as the locals can remember, the sport has always been there. Several theories attempt to explain how the sport came about. One theory states that the competition started in the 15th century, and racing down the hill was a way to establish grazing rights on the commons. Others say the game has a pagan origin, where people would throw bundles of brushwood down the hill to represent the new year once winter ends. Although its roots are unknown, locals have kept score since the 1970s and watched it gain in popularity over the years. What are the rules? Competitors begin the race at the top of Cooper’s Hill in Brockworth, Gloucester, which slopes downward at an almost 90-degree angle. Then, when the master of ceremonies tells you to go, you launch

yourself down the mountain. The first person to grab the 8-pound wheel of double cream Gloucester (which has never been done before) or cross the finish line at the bottom (about 200 yards) will win the race and the cheese. You don’t need to meet any criteria or fill out any paperwork to participate. Simply arrive at the top of the hill before the race begins, and you’re all set. But participating is at your own risk: Many people suffer severe injuries because you’re going down the hill at speeds reaching 70 mph. The sport has gained many fans over the years — around 15,000 attendees come to view the spectacle annually. The media attention further spreads the interest and popularity of cheese rolling. Many YouTube channels cover the sport, and a Netflix show titled “We Are the Champions” has an episode covering the sport and how competitors train.

Can you believe all of this excitement and fame over a truckle of cheese?

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Thinking About Downsizing?


frequent getaways, or be involved in your community? Once you know how you want to spend your time, you can begin looking for places that best suit your needs. 2. What will be the financial benefits of downsizing? Before purchasing a new home, you want to see if there are benefits to moving and downsizing. Depending on what the market looks like, the worth of your home and land, and where you choose to move next, you can take the money you earn from your current home and use it for something else. For example, it can be used as a down payment for your new home, stashed in a savings or retirement account, or go toward your dream vacation. 3. What will you do with all of your stuff? Depending on where you decide to move — a condo, apartment, or a smaller house, you will likely need to part ways with some things. You want to consider how much space you’ll have in your new home and what items will follow you on your next journey. Getting rid of some of your belongings can be difficult, so ensure that you’re prepared to leave some things behind. Consider donating some of your items to shelters and centers. Although your items may not be used by you — they can go to someone in need. The most important question you can ask yourself is if you’re truly ready to downsize. The questions above will help you determine if downsizing is the right choice for you during this time. But don’t feel rushed to decide if you need to make life changes now. Take your time with this decision — you have more free time now than ever.

Whether you've become an empty nester or are about to retire, you may decide to downsize your home. But before doing this, there are many factors you must consider. Here are three questions you should ask yourself before downsizing. 1. How do you want to live? To find out where you want to live, you must first ask yourself what you want to do. A great place to start is by determining what you want to do with your free time. Do you want to spend time in nature, go on

Take a Break!

Lentil Bolognese

Inspired by



1-lb box pasta, any kind

Cook pasta according to package directions. In a large pot, heat olive oil over medium-high heat. Add onion and cook until fragrant. Lower heat to medium, add carrots, celery, garlic, salt, pepper, chili flakes, and Italian herbs. Add tomato paste and cook down for a few minutes. Now add the lentils, diced tomatoes, vegetable broth, and hemp seeds. Bring to a boil, cover tightly, and simmer until lentils are tender. Cook until all of the liquid is absorbed, then stir in the balsamic vinegar before adjusting the seasonings to your liking. When that is done, pour over the pasta and enjoy.

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2 tbsp olive oil 1 onion, diced


1 1/2 cups diced carrots 1 1/2 cups diced celery

4–6 garlic cloves, chopped

1/2 tsp salt


1/2 tsp pepper 1/4 tsp chili flakes

1 tbsp Italian herbs 1/3 cup tomato paste 1 1/4 cups lentils 3 tomatoes, diced


3 1/2 cups vegetable broth

3/4 cup hemp seeds 2 tsp balsamic vinegar

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Stubbins Watson Bryan & Witucky Co., L.P.A.


59 N. 4th St. Zanesville, Ohio 43701

Mon–Thu: 8 a.m. to 5 p.m. Fri: 8 a.m. to 4 p.m.


INSIDE THIS ISSUE From the Desk of Mike Bryan PAGE 1 Prevent the Leading Cause of Injuries in Seniors PAGE 1 All This for Cheese? PAGE 2 Are You Ready to Downsize? PAGE 3 Take a Break PAGE 3 Lentil Bolognese PAGE 3 America’s 5 Best Ski Resorts PAGE 4

Experience Fresh Powder and Great Views

Top 5 Ski Resorts to Cross Off Your Bucket List Temperatures are dropping and snow is falling in some parts of the country, so it's time for some winter fun! Whether you ski, snowboard, or just enjoy the snow, here are some of the best ski resorts to check out this ski season!

features of the resort is that it has single-chair chairlifts — and no snowboarders! The runs are long and the sights are gorgeous while providing an amazing ski run, throwback style!

Steamboat Springs, Colorado A little less glitzy than some of the other popular ski resorts and towns in Colorado, Steamboat Springs is extremely family-friendly with a Western vibe. Because Steamboat is tucked away in the northwest corner of Colorado, the area catches snow from both Utah and Wyoming, which means you can expect some of the best skiing powder. Whitefish Mountain Resort, Montana While Whitefish Mountain Resort was originally a sleepy, quiet, and remote ski resort, it has gained popularity over the past few years, but it still remains an under-the-radar ski destination with friendly locals and smaller crowds. For beautiful, lush Montana views and no ski lift lines, Whitefish is a must! Mad River Glen, Vermont For an authentic, deep-mountain experience, Mad River Glen is considered the best skiing mountain in the East. One of the best

Aspen, Colorado Aspen just had to

make this list! This incredibly popular ski resort has four different mountains, providing a wide range of terrains for all different skill levels. The ski resort town is fun, developed, and exciting as well.

Deer Valley Resort, Utah

A ski-only resort, Deer Valley is a quaint ski town with legendary customer service and unbelievable Utah powder. It should be noted that the chairlifts are speedy and efficient, and the trails are well- groomed. Lift lines are nonexistent, making for an exclusive and remote experience!

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