SILVA & SILVA ATTORNEYS AT LAW
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Visiting My Unofficial Second Son in Fredericksburg 1 2 3 4 INSIDE THIS ISSUE 3 Family Activities for Thanksgiving Client Testimonials Shocking Results From My 75K in Big Bear Brussels Sprouts With Sausage It’s Payback Time ... With Money Transfer Apps IT’S THE MOST WONDERFUL TIME OF YEAR, when family reunites for meals, festivities, and nostalgia. You get to see loved ones a lot during this special time — sometimes too much. Between family dinners, gifts, and parties, there’s also a lot of money exchanged. Do your relatives always manage to get you to pick up the check with the promise that they’ll “get you next time,” except they never do? If you relate a little too much to “National Lampoon’s Christmas Vacation’s” family dynamics and are one waiter’s tip away from blowing a fuse, a money transfer app is what you need. Check out the pros and cons of these tools to avoid the awkward conversation and make getting your money back easy. PAYPAL One of the original money transfer sites, Paypal offers a user-friendly platform that thousands of businesses already use. Set up an account in a few steps and Paypal is ready to get you your money. It has a “Request Money” tab to send a friendly reminder to Cousin Joe that you’re waiting on the $50 you footed at Olive Garden. One drawback? If the person you request money from doesn’t
IT’S PAYBACK TIME …
WITH MONEY TRANSFER APPS
VENMO Download Venmo on your phone, and after several account setup steps, you can add friends and send and receive payments. Venmo is fast, but not without cons. For one, there’s an automatic public setting that makes transactions viewable to anyone on Venmo — almost like a Facebook post of who is paying whom for what. You can make this information private; just be sure to change your settings. SQUARE CASH Square Cash functions similarly to Paypal and Venmo, but you don’t have to have an account, which makes it potentially the best option to get procrastinators to send your money. No account, no excuses. The bottom line: While all these money transfer tools can make payments easier, they still don’t guarantee people will follow through. To avoid stress and conflict this holiday season, have conversations upfront about how the bill will be paid, whether it’s taking turns paying the sum or Venmo-ing each other when the check arrives. We all have our phones with us, so encourage tab-averse family members to hit download so they go to dinner with the mindset that they’ll get you this time.
have an account, they’ll have to set one up, which could be a deterrent to already reluctant debtors.
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