DeWitt Law Firm - October 2021

SELF-HELP BOOKS CAN’T DO IT ALL HOW READING FICTION CAN BENEFIT YOU

LESS STRESS AND BETTER SLEEP When we read fiction specifically, we tend to disengage from the world — and that’s a good thing! Our brains can’t always be functioning at their peak capacity. We need breaks, or else we’ll stress ourselves out and negatively affect other areas of our lives. Stress tends to keep us from sound sleep, but reading fiction before bed engages the imagination, taking us away from the stresses of everyday life before we drift off. Even though many stories (particularly those portrayed in popular movies) have nice happy endings, most people would agree that life sometimes leaves things a little more open-ended. While this fact might stress out some people, researchers have discovered that fiction readers don’t need “cognitive closure” as much as nonfiction readers. MORE COMFORTWITH UNCERTAINTY

GREATER HAPPINESS Even if none of the benefits of fiction interest you, everyone wants to find ways to make themselves happy — and for many, that is reading fiction. According to one survey, 76% of participants said that reading makes them feel good and improves their lives. So, what are you waiting for? Dust off that novel you’ve been meaning to read and crack it open!

Many CEOs and other successful individuals continually espouse the benefits of regular reading. Many times, leaders read self-help books to improve their leadership skills and become more successful. This is all well and good, but even the most successful people in the world could be missing out on the unique benefits that come specifically from reading fiction. But what are those benefits exactly? functioning MRI (fMRI) studies, he found that the same parts of the brain that fire up when reading fictional stories also fire up when we’re seeking to understand the thoughts and feelings of others. That’s because when the characters in the book we’re reading are thinking or feeling a certain way, we tend to think or feel that way with them. GREATER EMPATHY When a psychologist analyzed 86

Car Insurance Doesn’t Have to Be Scary

When it comes to getting car insurance in Florida, there are two ways to look at it: what you are legally required to have and what insurance you should have. It’s imperative that every driver in Florida takes time

Bodily injury liability insurance is important to purchase in case you cause an accident that injures somebody else. If you are sued for damages after an accident, bodily injury liability will help pay the injured party up to the policy limits as well as help pay toward the cost of your defense in court.

to select which insurance option works best for them to ensure that they are covered in the event of an accident. In the state of Florida, every standard four-wheeled vehicle requires the following minimum level of car insurance coverage:

Uninsured motorist coverage will help keep you covered if the driver who caused the accident has no bodily injury liability or does not have enough to reimburse your losses. After your personal injury protection has been fully used, uninsured motorist coverage will kick in. This coverage can be used to help pay for medical bills, lost wages, as well as pain and suffering.

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$10,000 for personal injury protection $10,000 for property damage liability

The simple truth of the matter is that this is not enough to cover injuries and damages to vehicles in the event of a serious car accident. Personal injury protection will pay 80% of your medical bills and up to 60% of any lost wages due to injuries. It’s best to purchase optional coverage that will help cover costs and protect you from paying massive fees after an accident.

There are plenty of other optional insurance coverages that you should consider when deciding on a policy. The best thing you can do is find the coverage that works best for your budget but still covers everything you could possibly need. You don’t want to find yourself without enough coverage after a serious accident.

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