PRESIDENT'S ADDRESS (Continued)
The optional additional MDBI (Member-Pay Death Benefit Insurance) cover remains available, giving members flexibility and peace of mind. In line with the new legislative framework, Altura Credit Union is actively engaging with initiatives that will facilitate greater collaboration, shared services, and product innovation across the movement. These reforms support our ambition to offer an even broader suite of financial solutions — ensuring that Credit Unions remain a viable, competitive, and member-first alternative within the Irish financial sector. Our investment in digital transformation continues, improving service accessibility and convenience while maintaining the personal connection that defines our member relationships. Whether engaging online or in-branch, members can be confident in receiving secure, efficient, and friendly service. I wish to extend my heartfelt appreciation to CEO Barry Monaghan, the Management Team, our Staff, Auditors Xeinadin, and my fellow Directors and Board Oversight Committee members. Their collective dedication, professionalism, and integrity drive our continued progress. Finally, I extend our sincere condolences to members and families who have experienced loss this year. Our members strength and community spirit continue to inspire us all as we endeavour at all times to do our very best for you. Altura Credit Union stands strong — financially, operationally, and ethically. Together, we are navigating change, embracing opportunity, and securing a stronger financial future for all our members.
Thank you.
Thomas Fitzpatrick Chairperson Altura Credit Union Ltd
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