UND THE WORLD
Long-Term Disability Win for
BAL TRADITIONS
In other parts of the world, the festivities shift with the climate. Mexico has Las Posadas, a nine-night celebration filled with food, drinks, and music combined with traditional religious elements. Christmas in Australia looks more like a summer vacation. In fact, it takes place during the Australian summer, so typical celebrations include barbecues and trips to the beach. Japan also does things differently. Many families order Kentucky Fried Chicken for Christmas Eve, a quirk that began with a clever ad in the 1970s and never went away. The Philippines has the longest Christmas season of all. Filipinos are known for getting the most out of festivities and family gatherings, and that definitely shows in the “-ber” months. Running from September through December, the holiday season in the Philippines includes religious traditions like Simbang Gabi, nine days of dawn masses, and community gatherings like the Giant Lantern Festival that takes place in San Fernando every December. All of these traditions are as unique as the country where they originated, but the feeling behind the season is universal. People come together, share what they have, and make memories that last long after the lights come down. However you celebrate, that shared joy is what makes Christmas special.
We’d like to thank our attorney referral partner for trusting us with the referral of Christopher, whose long-term disability benefits were denied by New York Life Insurance Company. In short order, we were able to convince New York Life to reverse its denial rather than face a court battle. The circumstances of the case were as follows. Christopher NEW YORK LIFE REVERSES DENIAL Christopher was a traffic coordinator for one of the largest energy infrastructure companies in North America. He was responsible for managing all logistics for products arriving at the terminal via river barges and departing internationally by ship. His position also required managing and tracking all security incidents, drills, and exercises with Corporate Security and the U.S. Coast Guard.
HAVE A LAUGH
After a long struggle to continue working, Christopher had to stop due to widespread arthritis that caused chronic pain, limited mobility, and severe fatigue. He also battled depression, stress, and anxiety brought on by his pain and inability to work. Additionally, he had difficulty staying focused and paying attention. That, coupled with related memory loss, interfered with his ability to perform complex tasks and meet the demands of his job. New York Life hired a physician who only reviewed Christopher’s medical records without conducting an in-person IME visit. Based on that, they concluded that he could still perform his previous occupation. We worked closely with Christopher and his treating physicians to describe his pain and limitations more effectively so that New York Life had a complete and accurate understanding of his condition. Once provided with the full picture, the insurer reversed its decision on administrative appeal. Christopher was thrilled to have his benefits restored without the need to go to court. We love getting these claims turned around for hardworking, legitimate claimants who are entitled to benefits. Thank you again to our referral partner for trusting us with this case!
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