CREA Edge Newsletter

EDGE Communications from the

Portfolio Management Frontline

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October 30, 2020

LEADERSHIP Q & A WITH CHARLES ANDERSON As it’s been the case for businesses across the world, CREA has had to pivot in multiple areas to ensure the safety of employees and residents, as well as continue its mission to make affordable housing a realty. We “sat down” with Charles Anderson, Co- President, to discuss changes and challenges in light of COVID-19.

year, we look at around four billion of equity and close around 20-25% of that amount. Through July of this year, we had looked at less than a quarter of that amount. Over the last 60 days or so, we have experienced a more optimistic trend in investor behavior and are cautiously optimistic that that trend will continue into 2021. Accordingly, we have started looking at new transactions nationally with a heavy emphasis on sponsorship and structure/liquidity. One thing is certain, how we conduct business prospectively is being shaped by what we learned during the global pandemic.

time is the universal component of every transaction that we do not control. COVID-19 required us to reassess our underwriting standards with respect to construction timelines and our budget expectations. We are experiencing delays in obtaining approvals at every level of the transaction, and periodic work stoppages are occurring due to reported positive COVID-19 cases at a number of properties. You have heard the old adage that “time is money,” but I think of time as the opportunity cost. We are constantly tasking ourselves with improving the efficacy of our processes in an effort to eliminate wasted opportunities...

How has COVID-19

impacted

business operations? When COVID initially hit and we moved to a “shelter in place” strategy organizationally, the decision was made to halt all new “unspecified” business until we had a better sense of how the global pandemic would impact the national economy and corporate tax liability. In a typical PROPERTY IMPACT STORY: SOUTH PARK APARTMENTS PROVIDE HOMES TO THE HOMELESS In the heart of San Francisco, Mission Housing Development Corporation is actively rehabilitating three existing properties to create 105 affordable homes in the South Park neighborhood. The existing properties include the Gran Oriente Filipino Hotel, Hotel Madrid and The Park View...

What has been impacted the most? It has always been understood that

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By: Brooke Solis SVP, Asset Management COVID-19 CREA PORTFOLIO TRENDS

EMPLOYEE SPOTLIGHT: JAMIE IRWIN

Jamie Irwin recently moved into her role as Manging Director of Account Management. However, Jamie joined CREA in November 2006 and has been a key player for the Acquisitions team since that time, with focused efforts on preparing and analyzing financial projections and reviewing and coordinating due diligence for LIHTC transactions. Read more about Jamie and her new role...

The past seven months have shown us the resilience of the team at CREA and our general partners and on-site property managers. By the end of March, our Asset Management team was beginning to receive various requests from investors with specific property-level information...

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P2 LEADERSHIP Q&A, CONT. P2 CONSTRUCTION UPDATE P3 PROPERTY IMPACT STORY, CONT.

P4-5 CONSTRUCTION UPDATE, CONT. P6-7 PORTFOLIO TRENDS CONT. P8 EMPLOYEE SPOTLIGHT: JAMIE IRWIN

P9 NEW HIRES P10 AWARDS, DEADLINES & GOOD-TO- KNOWS

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Q & A WITH CHARLES ANDERSON, CONT.

...Closing variances and average closing time frames remain the number one metric(s) of performance for me. In what ways has CREA made adjustments to continue serving partners? Microsoft Office Teams and other virtual meeting platforms have been a huge part of the success. Don’t get me wrong, a virtual meeting is certainly not a face-to-face discussion and I can empathize with virtual meeting fatigue as much as anyone, but I anticipate this platform will continue to be a material part of how we do business prospectively. My current focus and priority with the Information Technology team is the deployment of the various resources essential to a more permanent shift to a virtual environment. What has been your biggest takeaway from the last 6 months? Very few industries rally in the face of adversity the way the affordable

housing industrydoes. I amconstantly amazed by how resilient the industry is and, over the last six months, how effectively its participants persevered in spite of COVID-19. We do our best to anticipate potential enterprise risks, but I would be surprised if anyone had a global pandemic on their radar for 2020. Most

be restructured during that time and, for an organization that prides itself on integrity above all else, those restructurings were among the more challenging experiences we had encountered. Fast forward to 2020 where we are heading into month seven of working from home/ sheltering in place/socially distant

e n c o u r a g i n g has been the c o n t i n u e d commitment of the investors in our space and how quickly they adapted their investment behavior to the new norm we found ourselves in.

e n v i r o n m e n t and we have been able to honor all of our c omm i t me n t s with no transactions lost due to the global pandemic. This is a significant success for CREA’s residents, d e v e l o p e r s , investors, and

“...heading into month seven of working from home / sheltering in place / socially distant environment and we have been able to honor all of our commitments with no transactions lost due to the global pandemic. ”

Any notable stories of success or unique anecdotes? The election of 2016was a particularly difficult period of disruption for our industry. Many transactions had to

the overall health of the affordable housing industry. These are also the types of achievements that make me proud to call myself an affordable housing professional.

CONSTRUCTION IN THE TIME OF COVID-19

industry has endured various work stoppages throughout each state in varying capacities. Within a matter of days, General Contractors found themselves scrambling to figure out how to perform work while complying with social distancing and other new safety measures, or wondering if they could work at all under state and local shelter-in-place

restrictions. As of March 31, 2020, CREA’s active construction portfolio had approximately (126) projects under construction. Fortunately, most states considered the construction of affordable housing an essential business activity and permitted many of the projects within our portfolio to continue with construction, albeit at a slower rate...

By: Brandon Bowling SVP, Construction Management

Like many construction sectors across the United States, COVID-19 has impacted the affordable housing construction industry. Since the first executive stay-at-home order was issued by the state of California on March 20, 2020 the construction

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PROPERTY IMPACT STORY: SOUTH PARK, CONT. ... Rich in history, the next chapter for these buildings will include serving as affordable homes for formerly homeless and very low-income individuals and families with units set aside at 25%, 30%, 50%, 60% and 80% of the average median income. it’s rehabilitation, it is a primary goal to preserve these Filipino roots and eventually get the property designated as a historic site.

There were a handful of financial partners who came together to make South Park Apartment possible, even in the midst of a global pandemic. In addition to 4% LIHTC equity through CREA California Tax Credit Fund 75, LP and investors: Ally Bank, CIT Bank, CharlesSchwab,PacificWesternBank, Silicon Valley Bank, and one other, the tax exempt bonds and a construction loan will be financed with JP Morgan Chase Bank, N.A. The Preservation and Seismic Safety (PASS) program will also provide funding through the following three notes from the Mayor’s Office of Housing and Community Development (MOHCD): a $6.6MM market rate note, a $4.2MM below market rate note, and a $695k deferred note. In addition, the project will benefit froma$11.8MMcommunity development block grant/small sites program loan, a $3.1MM gap loan from MOHCD, and a $9.3MM sponsor loan from Mission Housing. South Park will also continue to benefit from a shelter + care (S+C) subsidy.

“Mission Housing and the City of San Francisco saw the need and acted on it, spending years to put this project together and providing the support and funding to make it possible,” said Shea. Current families and individuals at all properties are a priority and have been considered when making decisions on what services will best serve them. At South Park Apartments, residents will have supportive services made available through Mission Housing and the University of California San Francisco. These services will include: case management, health and wellness advocacy referrals, employment coaching and resources, tenant lease education, well-being workshops, weekly food pantry onsite, as well as group walks.

“South Park Apartments is one of the most meaningful, impactful projects I have had the privilege to be a part of,” said Richard Shea, SVP – Originator. “…This project will provide housing for the most needy and vulnerable, in a city where housing costs are the highest in the country.” Originally acquired and rehabbed by Mission Housing in 1987, Hotel Madrid and Park View currently offer single room occupancy and services to residents and will be adding additional units as part of the project’s rehabilitation. For their recent efforts and presence in the affordable housing space, they have been the recipients of a National Association of Housing and Redevelopment Officials’ (NAHRO) Merit Award for “Program Innovation: Direct Client and Resident Services.” In 2018, Mission Housing took part in the preservation of the historic Grand Oriente Filipino Hotel and officially added it to their portfolio in June of 2020. The Gran Oriente was first built in 1907 and became one of the first Filipino-owned businesses in the area in 1920 when it was purchased by members of The Gran Oriente Filipino Masonic fraternity. During

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CONSTRUCTION IN THE TIME OF COVID-19, CONT. By April 30, 2020 CREA’s active construction portfolio only had full work stoppages in-place on (11) total projects located in California, Michigan, and Pennsylvania. That is a pretty marginal impact to our overall portfolio given more than 90% of our projects were able to continue with onsite improvements. This was made feasible by both ownership and builder sides quickly rallying together to adapt to the new environment. Throughout our industry, both sides collaborated to create and implement new forward-thinking safety protocols, which will likely impact the way affordable housing is constructed for the foreseeable future. While these are not the only subcontractor bases to be impacted by COVID-19, they are certainly several of the key trades at play in ensuring project delivery timelines are met. Due to local onsite building inspection processes varying in each state, city, township or county, it has become increasingly difficult to identify potential municipal impacts on each deal. Developers and General Contractors have tried various ways to accommodate inspections while following CDC guidelines. CREA has seen various creative ways in the industry to tackle this problem, including virtual inspections and the clearing out of entire buildings for inspectors to complete their respective walk-throughs. ...continued from page 2

When a confirmed COVID case was reported of an onsite crew member, it required that individual to be removed from the property and complete a 14-day self-quarantine period, per CDC guidelines. Any personnel who had been in contact with that individual was also required to be removed from the site for at least seven days. These types of protocols clearly had an impact on the available workforce in many regions throughout the country. As a result, our industry started to see an influx of subcontractors, who previously had not focused on affordable housing projects, enter the marketplace given their respective construction sectors were not being considered essential within many states (i.e. market rate developments & hospitality). One- way owners and general contractors attempted to offset this setback on our new construction developments by incorporating a second shift into the construction schedules when permitted by local ordinances (predominately occurred on larger projects located in municipal areas). In regard to rehabilitation developments, CREA saw many general contractors utilizing resequencing measures to focus solely on exterior improvements while interior unit upgrades could not safely be completed. As noted in various publications throughout the last several months, some of the most heavily impacted workforces nationwide included: (Exhibit 1)

Throughout the country, general contractors were required to implement pandemic-specific safety plans for the first time, which allocated designated personnel to administer and enforce COVID-19 safety policies. These new safety protocols largely included health representatives being onsite to take temperatures prior to accessing property, mandatory face coverings, increasing worker wash stations, offering an increased number of sanitation stations, disinfecting high volume touch points regularly, developing designated stair towers for ingress / egress to allow proper social distancing, posting reminders for trades to self-regulate health, and developing continuity safety plans between general contractors & subcontractors.

In anticipation of looming supply chain disruptions, many general contractors began looking to secure building materials and equipment in advance of standard timelines to avoid potential shortages and price escalations.Asaresult,manyofCREA’s construction consultants started to see the availability of off-site storage warehouse locations decrease within larger markets. Consequentially, this started to impact contractor billing cycles and slightly inflate reported completion percentages on the monthly contractor requisitions (i.e. due to stored materials). The below chart specifically illustrates recent trends CREA and their construction consultants have started to see with their respective construction portfolios related to material and

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equipment shortages: (Exhibit 2)

has staged a staggering increase in recent months, rising roughly 80% since mid-April to an average price above $600 per thousand board feet. The prices listed below provide an overview of the behaviors within the U.S. framing lumber pricing market: (Exhibit 3) It is difficult to dispute that COVID-19 has impacted lumber pricing throughout our industry. Key contributors to this recent price surge stems from both unexpected factors on the demand side and miscalculations on the supply side. As reported throughout various publications, many lumber mills ceased production entirely due to stay-at-home orders and plummeting demand at the beginning of the pandemic. Thiswas right at the start of the typical building season for much of the U.S. (i.e. when contractors tend to begin new construction projects due to favorable weather conditions). Once stay-at-home orders started to be lifted and the economy began to bounce back, mills resumed but

at much lower rate of production. Industry reports suggest many anticipated / forecasted a sharp decline in demand of lumber, but as it turns out that was not the case, thus a huge surge in unexpected demand. Lastly, let’s not forget about the impact DIY projects for consumers are having on today’s market. During the pandemic, DIY projects became a higher priority as many homeowners started to tackle home improvements during quarantine periods (weekly consumer spending in the home supply category jumped more than 80% year-over-year. While a virus-driven downturn presents owners and general contractors with some unique challenges through nationwide shutdowns, material and equipment scarcities, shortages of skilled labor, and escalating building material costs, the affordable housing construction industry can prevail through collaborative efforts of both parties and implementation of appropriate strategic planning.

As a result of these recent trends, CREA has developed a COVID-19 Questionnaire that is sent to each developer during our pre-closing underwriting process to aid with identifying the status of subcontractor buyouts and material orders. We recently started receiving reports that general contractors are planning to consider “closing draws,” which will help with securing select building materials and equipment earlier than normal in the construction process (i.e. through deposits and/or securing off-site stored materials). This will help offset any potential delays or significant material price escalations during the procurement process. Sourcing materials sooner rather than later will help ensure the closing development budgets remain intact. The scarcity of these materials has caused rising costs at a record pace. Most notably and as reported by The National Association of Homebuilders, the price of lumber

Exhibit 3

Exhibit 1

Exhibit 2

The information is sourced each week using the Random Lengths Framing Lumber Composite, which is comprised using prices from the highest volume-producing regions of the U.S. and Canada.

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COVID-19 CREA PORTFOLIO TRENDS CONT. ... as well as fund-level and portfolio statistics. As we began reaching out to general partners and management agents, it was evident that their teams were laser focused on the core of our business: the residents. We quickly realized that our “boots on the ground” partners were being pulled in many directions with record level reporting requests, as well as quickly creating and implementing new health and safety protocols for residents and staff. As advocates, our partners were actively reaching out and providing education and resources to residents, such as local subsidy and relief programs, processing interim recertifications, and assisting with unemployment applications. CREA’s requests for information needed to be limited, organized and focused. Like many other syndicators, our external data management system wasn’t set up to immediately begin tracking and efficiently meet the various reporting requests. Within a few weeks, though, we found our groove with an internally managed Excel spreadsheet that allowed us to import data points add new data and feedback, filter and quickly modify as the COVID-19 environment continued to change, new guidance emerged, and legislation, such as the CARES Act, was passed. you think next month is going to look like?” We can’t predict the future and there is no “crystal ball,” but we can examine what we do know: • Approximately 86% of CREA’s stabilized and operational properties have reported monthly rent collection data. We quickly learned that while we wanted to provide collection data to our partners as early in the month as possible, actual collections were taking longer during COVID and data continued to change throughout the month. • Rental collections have averaged 92% across the entire portfolio since May. • CREA’s portfolio reported 94% collection in June and July, likely due to Economic Impact Payments and the additional benefits received under Federal Pandemic Unemployment Compensation. • In contrast, August and September reported a decrease to a 92% average collection rate. The main contributing factor being a 1% decrease in collections for family properties, likely due to an expiration of the benefits previouslymentioned. jump in residents becoming newly unemployed or experiencing a loss of income. Therewas difficultygathering documents needed to process the interim recertifications as many businesses closed or were operating remotely. Since June, the number of subsidized properties reporting less than 80% tenant collections continues to decline. As we look toward year- end, concerns continue to rise as the CDC issued an eviction moratorium, tenant receivables build across the nation, and, for some, the expiration of unemployment benefits is on the horizon. ...continued from page 1

There are some mitigants to the rent- lossthatourportfoliohasexperienced. Properties have managed to decrease cash flow with reduced maintenance expenses and delaying of non-critical capital projects. In addition, some Management Agents were able to receive relief through the Paycheck Protection Program (PPP) under the CARES Act and pass benefits through to properties. In total, we have received reports that Management Agents of 168 properties were awarded PPP proceeds. As of Q2, Management Agents have passed down these benefits to 113 of our properties, with a remaining 37 properties expecting to receive benefits during Q3. Even more recently, a few states have released programs that provide relief for non-payment of rent directly to property owners. In addition, most states have applied for Lost Wage Assistance through FEMA, which

It is important to note that some of the data is skewed by subsidized properties that reported only tenant collections. Investors frequently asked why subsidized properties might experience low tenant collections. We saw this hit a high in June when 58% of the properties reporting less than 80% collections were subsidized properties. This climb was mainly attributed to a sudden

Six months into the pandemic and we can now see trends emerge and better anticipate how various factors might impact our portfolio. Through it all, one question persists: “What do

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could provide approximately $300 in additional weekly benefits to the unemployed. In the first month of COVID-19, we received a wave of proactive inquiries from partners regarding the ability to draw funds from the Operating Reserve if needed. Only 1% of our properties have followed through with a formal request and withdrawal from the Operating Reserve. In addition, only 3% of CREA’s portfolio was able to obtain HUD, RD or CREA approval to waive

replacement reserve deposits for three months in lieu of draws on the Operating Reserve or instances where forbearance could not be provided. This strategy was effective for some properties that could benefit from cash flow cushion and were deferring specific non-critical capital projects to 2021. Overall, our portfolio performance is strong despite the pandemic. While COVID-19 may have been a contributing factor to properties on our watchlist as of Q2, it was

not the sole factor due to IRS regulations, CARES Act and other mitigants implemented on-site by our general partners. While there is no crystal ball, a slight decrease in rent collections is anticipated within our portfolio, specifically within the family properties. Leasing may also become a challenge in certain markets for months to come. CREA will continue to work closely with our partners to provide guidance, collect and track data, and report on the portfolio’s overall performance.

*Statistics include operational and Stabilized properties only >>>

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EMPLOYEE SPOTLIGHT: JAMIE IRWIN

Explain your role in acquisitions and how you work with all of the different origination teams . I manage the closing teams and oversee the closing process. My responsibilities include tracking how many days it takes to close a deal and the variance to what was projected when the Letter of Intent was signed, both overall and by closing team - which includes Account Managers and Associates. Then I work with the teams to look for ways to shrink that number. I provide training, guidance, and assistance to the closing teams as they work towards getting each deal to the finish line. We are in the middle of cross-training our Analyst and Closing Coordinator positions, the result will provide a consistent link by having an Associate assigned to the deal from pre-LOI until closing. When one of the seven originators sign a deal, I assign it to a closing team. Deals are assigned by relationship first so a developer will work with the same team at CREA for every deal, if it’s a new developer to CREA, then the deal is assigned based on which team has capacity. How do you manage working with several teams remotely in offices around the country? Communication. We have weekly calls with all closing teams to discuss process, updates, issues, questions, training, etc. on Microsoft Teams. I also meet with Account Managers and Associates on an individual basis to check in on how their deals are progressing and their capacity for new projects. Prior to March, our

main form of communication was email or conference calls. If there is a silver lining to the last 7 months, it’s that we are “seeing” each other more often. Cross training is also beneficial in allowing us to find inconsistencies among teams and streamline the process. Analysts and Closing Coordinators are shadowing and learning from their peers, which has proven to be successful. You’ve been around CREA since 2006 when we were just getting started. How has the company evolved over the years? There were only six other people working for CREA when I started. My first desk was a table in Jeff Whiting’s office because we were out of space! Over the last 14 years, CREA has opened several regional offices, went from closing five deals in a year to 86 projects last year, all of which led to adding more than 100 additional staff. We’ve seen a lot of growth at CREA in the volume of equity closed each year. What do you see as the biggest challenge that comes with this growth? As we continue to close more and more deals, time is limited. CREA has done a good job of applying best practices over the years, but there is always room for improvement so we continue to look for efficiencies in our process and ensure the best use of everyone’s time. As a busy mom of three, how do you juggle your career and home life? I try to be present wherever I am. I

avoid checking email in the evenings and on weekends when I’m with my kids as much as possible. My kids are young enough that I am able to log back in to work after they go to bed through the week if necessary. How do you fill the little free time you have? What do you enjoy doing? I love watching football on Sundays and can’t wait for college basketball to start. Fingers crossed there’s a season this year! Go IU!

RANDOM QUESTIONS & AWESOME ANSWERS

Favorite pre-quarantine thing to do? Everyone who knows me knows that I love Las Vegas. I try to go 2-3 long weekends every year. I managed to go in early March this year, the weekend before everything shut down. Least favorite e-learning subject to help with? There are so many, but my least favorite is Science. Favorite Halloween candy? Reese’s cups, my kids always have a few go missing every Halloween. Favorite Spotify/Pandora station? Nelly radio is my go to, I even have my kids listening to it. What’s your favorite CREA holiday/ celebration? Summer Solstice because it’s warm and we’re outside.

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MEET OUR MOST RECENT NEW HIRES!

new recipes, and spending time with family and friends.

real estate roles - most recently in Boston Capital’s asset management group. On his days off, you can find Bart sailing the Boston Harbor or trying out local breweries.

Amanda Dennison, Stabilized Asset Manager Indianapolis

Erin Gentry, Stabilized Asset

Manager Portland

Amanda holds 21 years’ experience in affordable housing and 10 years in property management. After completing dual enrollment in high school and graduating with a degree in early childhood development, she immediately began her career in affordable housing. Having spent time volunteering at a local domestic violence shelter and with an affordable housing/community resource agency, Amanda discovered her passion. Growing up in Cape Cod, MA, she is a huge Red Sox fan and also enjoys singing karaoke, traveling, and spending time at the beach.

Danny Murray, Stabilized Asset Manager Indianapolis

Erin joined CREA in January of 2020 with 14 years of real estate and property management experience. As an avid hiker, rock climber and backpacker, she can often be found in the mountains on the weekends and loves to travel.

Danny went to the University of Indianapolis, where he majored in both accounting and finance, as well as played football. Danny has 3 years of experience in public accounting from Dauby O’Connor & Zaleski, LLC (DOZ). Born and raised in Indianapolis, Danny is a huge Colts and Pacers fan. When he is not watching sports, he enjoys spending time with friends and family.

Hannah Goldstein AVP, Fund Management Boston

Hannah is CREA’s most recent hire, joining the Fund Management team as an AVP after serving as a Portfolio Manager at Boston Capital. Hannah graduated from Bentley University with a Bachelor of Science degree in Economics-Finance. She’s taken up knitting during COVID, is an avid Boston sports fan, and loved to travel pre-pandemic. Her last international trip was to Thailand in 2019.

Samantha Sivovlos, Stabilized Asset Manager Boston

Shannon Donham, Fund Analyst Indianapolis

Shannon graduated from Bentley University in 2017 with a degree in Finance and worked at Boston Capital for three years before joining CREA this past week. Samantha currently lives in Boston, MA but am from Portland, ME. Outside of work, I enjoy cooking and baking, traveling and spending time with friends and family.

Shannon graduated from IUPUI in 2011 with degrees in economics and marketing and 2015 with a master’s in accounting. She worked at Dauby O’Connor & Zaleski, LLC (DOZ) before joining the Indiana State Board of Accounts where she audited the state Medicaid program. Subsequently, she joined the CREA Fund Management team in August 2020. When she is not at work, she enjoys volunteering as a Big with Big Brothers Big Sisters, visiting state parks, listening to podcasts, trying

Bart Mullin, Development Asset Manager Boston

Bart graduated from Manhattan College in 2017 with a degree in finance. Prior to joining CREA in October 2020, he worked in several

Find our full team online here.

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AWARDS & KUDOS

Union Place Apartments - Lt. Governor’s Excellence in Affordable Housing Award, Special Needs Winner “The City of Lafayette had a great need for permanent supportive housing for people experiencing homelessness. So city officials partnered with LTHC Homeless Services early on to determine the most suitable location to empower residents and create a mixed-use housing and social services destination. Union Place Apartments offers a comprehensive set of resources to people experiencing homelessness, including its formerly homeless tenants. LTHC’s Homeless Engagement Center on the first floor of the development is a one-stop shop that offers intake and assessment, information and referral services along with recreation and a variety of other educational programs. According to the award nomination, the single greatest positive impact of Union Place Apartments so far has been its ability to house 42 formerly homeless individuals within five days of its opening.” - Jake Sipe, Executive Director at IHCDA Campaign Quarters at the Windsor - Lt. Governor’s Excellence in Affordable Housing Award, Rural Winner “Rushville’s 2016 Stellar Communities Designation provided the Southern Indiana Housing Community Development Corporation and Milestone Ventures with the housing tax credits needed to invest eight million dollars in renovations to two buildings in the city’s downtown historic district. Today, The Campaign Quarters building consists of 19 one and two-bedroom rental units for senior citizens 55 and older and The Windsor houses 7 one and two-bedroom rental units without age restriction. These two notable buildings have had a presence in the community for over 170 years. The Campaign Quarters development is a perfect illustration of the hardships of downtown Rushville over time and the recent resurgence that has breathed life back into Rushville’s downtown.” - Jake Sipe, IHCDA Independence Branch Library and Northtown Branch Library and Apartments, 2020 Library Building Award “It is a true honor to receive these awards, and it’s particularly special for both of our co-located library/housing projects to earn this prestigious distinction. By co-locating affordable senior housing with new public library branches, the developments stand as an example of how multiple neighborhood needs can be addressed through a single, architecturally significant project.” - David Block, Director of Development at Evergreen Real Estate Group.

• Engagement letters: Submit by 10/31/20 to your assigned Asset Manager or audits@creallc.com. • 3rd Quarter Reporting: Submit by 10/31/20 to your assigned Asset Manager, OCT 31 REPORTING DEADLINES

DEC 1 DEC 15

• 2020 Budgets: Submit by 12/1/20 to your assigned Asset Manager.

as well as a copy to crea@integratec.biz.

• For our Limited Partners: 3rd Quarter Reports will be issued by 12/15/20.

GOOD TO KNOW

Asset managers will be reaching out to confirm actual tax credit delivery for those properties with first year credit delivery in 2020.

2020 Tax Season Guidelines have been sent out to all of our GP and accountant contacts.

Any properties that are not operational in 2020, get a jump start on tax season and request an audit waiver now!

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