New California Laws 2026
insurer from canceling or refusing to renew a com- mercial property insurance policy, as specified, for one year from the declaration of a state of emergen- cy, if the commercial property is located within the perimeter of a wildfire or in an adjacent ZIP Code. An act to add Section 675.55 to the Insurance Code, relating to insurance. SB 854, Committee on Labor, Public Employment and Retirement. Unemployment insurance. This bill defines “mail” under the Unemployment Insurance Code to include a writing transmitted by a common An act to add Section 22 to the Unemployment In- surance Code, relating to unemployment insurance. 2025 Assembly Labor Laws AB 288, McKinnor. Employment: labor organiza- tion and unfair practices. Expands the jurisdiction of the Public Employment Relations Board (PERB) by authorizing certain workers to petition the PERB to protect and enforce their rights, as provided, if cer- tain conditions are satisfied, among other provisions. An act to amend Sections 1141 and 1148 of, and to add Sections 923.1 and 1140.6 to, the Labor Code, re- lating to employment. AB 338, Solache. Workforce development: the Counties of Los Angeles and Ventura: 2025 wildfires. Requires the California Workforce Development Board (CWDB) to allocate to the Los Angeles Coun- ty Department of Economic Opportunity the fund- ing appropriated to the CWDB in the Budget Act of 2025 to support workforce development in areas of the counties of Los Angeles and Ventura impacted by wildfires, as specified. An act to add Section 14017.2 to the Unemployment Insurance Code, relating to workforce development, and declaring the urgency thereof, to take effect im- mediately. AB 406, Schiavo. Employment: unlawful discrim- ination: victims of violence. Makes technical and conforming amendments to Labor Code and Govern- ment Code sections to clarify timelines for enforce- ment by the Civil Rights Department (CRD) and the Division of Labor Standards Enforcement (DLSE) regarding employee protections for victims of crime and family members of victims of crime related to AB 2499 (Schiavo, Chapter 967, Statutes of 2024). An act to amend Section 12945.8 of the Govern- ment Code, and to amend Section 246.5 of, to amend and repeal Sections 230.2 and 230.5 of, and to add and repeal Sections 230 and 230.1 of, the Labor Code, relating to employment, and declaring the urgency thereof, to take effect immediately. AB 538, Berman. Public works: payroll records. This bill requires the awarding body of a public works project to obtain certified payroll records (CPRs) from a contractor and make CPRs available to the requesting entity, as specified. An act to amend Section 1776 of the Labor Code, relating to public works. AB 692, Kalra. Employment: contracts in restraint of trade. Makes it unlawful to include in any employ-
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ance: housing insurance study. Requires the Cali- fornia Department of Insurance (CDI) to conduct a study on the availability of property, liability, and builders’ risk insurance coverage for certain afford- able housing entities. An act to add and repeal Chapter 6 (commencing with Section 13850) of Division 3 of the Insurance Code, relating to insurance. 2025 Senate Insurance Laws SB 429, Cortese. Wildfire Safety and Risk Mitiga- tion Program. This bill, upon appropriation, estab- lishes the Wildfire Safety and Risk Mitigation Pro- gram, administered by the California Department of Insurance (CDI), for the purpose of guiding and funding the development and deployment of a pub- lic wildfire catastrophe model. Creates the Wildfire Safety and Risk Mitigation Account within the In- surance Fund to support this purpose. Requires CDI to publish information on its website regarding the progress and plan to complete the model. Specifies that CDI will provide recommendations to certain committees of the Legislature, and the Governor for budget allocations related to the purpose of the pro- gram. An act to add Article 12 (commencing with Section 970) to Chapter 1 of Part 2 of Division 1 of the Insur- ance Code, relating to insurance. SB 495, Allen. Insurance. This bill, in the event of a covered total loss of a dwelling resulting from a state of emergency, requires insurers to offer 60 percent of the personal property policy coverage limit, up to $350,000, without an itemized claim from the poli- cyholder. Extends the deadline for a policyholder to provide the insurer with proof of loss from 60 to 100 days following the loss. Expands the data collection authority of the California Department of Insurance (CDI) and its reporting responsibility to include in- formation from certain insurers regarding reinsur- ance and use of catastrophe models. An act to amend Sections 2051.5 and 10103.7 of, and to add Article 10.85 (commencing with Section 937) to Chapter 1 of Part 2 of Division 1 of, the Insur- ance Code, relating to insurance. SB 525, Jones. California FAIR Plan: manufactured homes. Requires the California Fair Access to Insur- ance Requirements (FAIR) Plan to cover manufac- tured homes and mobile homes. An act to amend Section 10091 of the Insurance Code, relating to insurance. SB 547, Pérez. Commercial property insurance cancellation and nonrenewal. This bill prohibits an insurer from canceling or refusing to renew a com- mercial property insurance policy, as specified, for one year from the declaration of a state of emergen- cy, if the commercial property is located within the perimeter of a wildfire or in an adjacent ZIP Code. An act to add Section 675.55 to the Insurance Code, relating to insurance. SB 547, Pérez. Commercial property insurance cancellation and nonrenewal. This bill prohibits an
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