Stivers Settlement Consultants - March 2026

Your Settlement, Your Plan HOW STRUCTURED SETTLEMENTS CAN FIT YOUR NEEDS

Most people in our country do not have experience with structured settlements. They may have seen a catchy commercial talking about one or heard characters on a TV show discussing the idea, but they don’t have that firsthand experience, which can lead to confusion and misconceptions about the specifics. One common concern people have when debating whether to get a structured settlement or a lump sum is how they will receive the money. They may think that it’s better to get all of the money at once rather than spread it out over monthly or annual payments. In reality, you actually have much more control over your payout than you think.

Whenever an attorney sends a client our way, we’ll initially run a few scenarios before ever speaking with them, just to give them some quotes to see the different options. They may be monthly, annual, or entirely unique, depending on the circumstances. If it’s for a minor, it may be set up so there’s money earmarked for four years of college, and may give them lump sums once they reach particular ages. Once we speak with the client and learn more about their needs, we can adjust the options until we find one that is perfect for them. It could be monthly payments, every

other year, or even lump sums at set dates. It’s very flexible, and you have a lot of control over your structured settlement plan. At the end of the day, this is a collaborative process. We will not make decisions without your input or on your behalf. If a client and their attorney have already decided on the path they want to go with, we can run with that while providing some additional options, just in case something we come up with works better than what they originally planned. If you ever have any questions, do not hesitate to contact us! We are here to help!

Spinach Artichoke Pizza

INGREDIENTS •

1 loaf frozen bread dough

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1/2 cup Gruyere cheese

2 tbsp garlic herb spreadable cheese

7 oz artichoke hearts, chopped Several handfuls of fresh spinach

1 cup mozzarella cheese

Pepper, to taste

DIRECTIONS 1. Thaw dough according to package directions and let it rise for 2 hours. 2. Preheat oven to 450 F. 3. Coat a 10-inch cast-iron skillet with non-stick spray, then gently stretch dough to fit. 4. Spread garlic herb cheese evenly across the entire dough layer. 5. Sprinkle mozzarella and Gruyere cheeses evenly over dough, reserving a small amount of each. 6. As the topping, scatter chopped artichoke hearts, followed by a layer of torn spinach leaves, and then the reserved cheeses. Add black pepper to taste. 7. Bake for 15–18 minutes, until the edges are golden brown and crisp.

TAKE A BREAK

Inspired by BlueBowlRecipes.com

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TURNING LEGAL WINS INTO LONG-TERM FINANCIAL SECURITY

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