Ensuring You ' re Protected REVIEWING THE ENHANCED UNDERINSURED MOTORIST COVERAGE
It’s been a year since Maryland’s Enhanced Underinsured Motorist (EUIM) Coverage law went into effect, requiring insurance companies to offer drivers EUIM coverage in place of the previous underinsured coverage. The law is intended to offer more
to pay the difference — $20,000 — for a total of $50,000. Under the previous statue, even if damage exceeded $50,000, Sam only received the difference in her coverage and Dan’s. Now, though, with the new coverage in place, Sam could get the full payout if she has EUIM coverage. The damage Dan caused would be first covered by his $30,000 of insurance; then Sam’s could kick in up to her full policy limit of $50,000. She would have a total of $80,000 available if needed. While the law requires auto insurance companies to offer EUIM as of July 2018, your policy does not transfer automatically. You should call your auto insurance company to opt in for Enhanced UIM. We know the world of auto insurance can be confusing, and because of our work, we deal with it all the time. If you have any questions about your coverage, give us a call. We can answer your questions in Spanish and English. stall on the eighth floor, and, as she sat on one of the old toilets customary in the building, pressure building from inside the tank caused a massive explosion that sent her body hurling out of the stall. You don’t need to know the details of her injuries to understand the extent of her grievances. Some forms of suffering are better left to the imagination, especially if the aggressor was a literal stink bomb. She sued the building’s landlords for anxiety, pain, and medical expenses, but it’s hard to determine which party was truly at fault without more information. IT’S RAINING CATS AND DOLLARS You can’t predict the weather, no matter what your weather app says, but some people tend to forget that. A few years ago, an Israeli weatherman was faced with a lawsuit by a woman who claimed his inaccurate forecast caused her a great deal of suffering. She claimed he misrepresented a particularly harsh day in the forecast, and it encouraged her to wear insufficient layers that left her health to the whim of the elements. As a result, the woman caught the flu from the downpour and missed work for four days. Citing lost income, large medication costs, and tremendous anxiety, she sought reparations from the fraudulent weatherman and was amazingly awarded a four- figure settlement!
comprehensive coverage and further protection to drivers. If you haven’t yet opted in for EUIM coverage, here’s another look at what it offers and a chance to reevaluate if it’s right for you. Previously, if you had an underinsured motorist (UIM) coverage policy that was more than the at-fault driver’s, your policy would kick in only after the at-fault driver’s limit had been reached, and even then, only up to the full amount of your UIM coverage.
For example, let’s say Sam was in a collision that Dan caused. Sam is badly injured. She has a UIM policy that covers up to $50,000 worth of damages, and Dan has a policy that covers up to $30,000. Dan’s policy pays out to its full limit to cover the damages, and then Sam’s UIM coverage kicks in
The Right Place at the Wrong Time A LOOK AT SOME INTERESTING PERSONAL INJURY CASES
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here is no shortage of crazy cases that come through a court of law, but those revolving around personal injury can be especially surprising. Whether it’s a slip-and-fall accident or something a little more eccentric, there are a million ways to hurt yourself while simply going about your day. The problems arise when it’s determined to be another party’s fault. Let’s take a look at some notably strange cases where bizarre miscalculations led to injuries and ailments.
AS BELOW, SO ABOVE Time spent in the restroom is inherently private. We don’t normally talk about it, but that’s not the case for a Pennsylvania woman who experienced a traumatic event during a routine trip to the lady’s room. In 2007, a horror plot came to life in a building along Philadelphia’s famous Market Street. The culprit was a faulty plumbing system. The woman was inside a restroom
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