The Total Rewards model has been established by WorldatWork as a best practice since 2000 for the recruitment and retention of employees. According to WorldatWork, Total Rewards consists of five components that include compensation, benefits, well-being, careers, and recognition. An assessment of health insurance costs is provided in the report to show the impact of these costs to employees since health insurance premiums are generally consistent across state agencies. This aspect of benefits is important to consider in the overall market competitiveness of the classified system because it impacts employee base compensation through deductions. If employees cannot afford coverage, they may seek opportunities with other employers. IMPACT OF HEALTH INSURANCE COSTS HEALTH INSURANCE OVERVIEW The Office of Group Benefits offers five health plan options for employees in 2025. SCS worked with OGB to identify the plan selections of classified employees. The following table provides an overview of these figures. Percentages are based on a total of 28,128 employees who are the primary subscriber for the selected insurance plan through OGB. Of this number, 80.7% have chosen the Magnolia Local Plus option.
HEALTH PLAN SELECTIONS BY CLASSIFIED EMPLOYEES 2025
Pay Schedule
Magnolia Open Access
Magnolia Local
Magnolia Local Plus
Pelican 1000 Pelican 775 All Plans
AS
1.5% 0.3% 0.4% 0.8% 0.7% 0.4% 4.2%
0.8% 0.1% 0.2% 0.3% 0.3% 0.2% 1.9%
25.1%
1.7% 0.3% 0.9% 1.2% 0.8% 1.0% 6.0%
2.3% 0.4% 0.6% 0.7% 2.0% 1.2% 7.1%
31.4%
MS
6.1%
7.2%
PS SS TS
14.1% 14.4% 10.7% 10.3% 80.7%
16.2% 17.4% 14.6% 13.2% 100.0%
WS
Statewide
Data as of January 1, 2025. Percentages based on a total of 28,128 classified employees.
The following table provides an overview of coverage selections for the most popular plan, the Magnolia Local Plus. Available coverages include Employee Only, Employee + Child(ren), Employee + Spouse, and Family. The percentages in the table are based on a total of 22,712 employees who have chosen the Magnolia Local Plus plan. Of this number, 57.8% have selected “Employee Only” coverage. MAGNOLIA LOCAL PLUS COVERAGE SELECTIONS BY CLASSIFIED EMPLOYEES 2025 Pay Schedule Employee Only Employee + Child(ren) Employee + Spouse Family All Coverages AS 18.2% 7.4% 2.3% 3.2% 31.1% MS 3.6% 2.1% 0.6% 1.2% 7.6% PS 10.6% 4.2% 1.0% 1.6% 17.5% SS 10.8% 4.8% 0.9% 1.4% 17.8% TS 6.4% 3.2% 1.1% 2.5% 13.2% WS 8.2% 1.9% 1.4% 1.3% 12.8% Statewide 57.8% 23.6% 7.3% 11.2% 100.0% Data as of January 1, 2025. Percentages based on a total of 22,712 classified employees.
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State Civil Service 2025 Annual Pay Plan Report
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