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INSIDE THIS ISSUE
Why Coffee Is More Than Just a Drink
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Hobbies That Spark Connection at Every Stage of Life Stay Safe This Halloween! Make Holiday Moments That Matter Open Enrollment Information
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Slow Down Without Stopping Cold
change in your routines or suddenly lose the job-related identity you’ve possibly built over many years. Many people who opt for semi-retirement like the sense of purpose that continuing to work part time gives them. It allows you to continue fulfilling work and gives you a social outlet. FACTORS TO CONSIDER Semi-retirement isn’t for everyone, and there are various factors to consider when deciding whether to stay in the workforce. If you are thinking of going part time out of necessity, look over your finances to determine how much you need to earn to cover your savings gap. It could also be a solid strategy to build more savings so you have a buffer for the unexpected or big plans like travel in the future. If you simply enjoy your work or want to pursue another passion, like freelance writing or running a small home business, semi-retirement could give you a flexible schedule to work with as you plan this exciting new time.
Make Room for Life Without Ditching Work Completely NOT DONE YET? TRY SEMI-RETIREMENT
Who says slowing down means stopping? While your 60s used to signal retirement was on the way, more and more people are using this time as a launchpad for a new kind of freedom: semi-retirement. Whether dialing back your 9-to-5, chasing long-held dreams, or turning a passion project into a new hustle, semi-retirement allows you to remain connected and do what you love while providing financial security. Scaling back and continuing to work can give you a sense of flexibility and safety. STRETCH YOUR RETIREMENT DOLLARS One of the main perks of holding off from fully retiring is the money.
Though you will earn less income working part time, what you make allows you to build a larger nest egg, and even delay when you collect your Social Security benefits. You can continue contributing to your retirement accounts and 401(k). Workers 50 or older also get additional contribution options, like catch-up contributions. PURPOSE BEYOND THE PAYCHECK You may still enjoy your job or love the social setting of your office. Scaling back your hours rather than retiring completely has numerous emotional and mental health benefits. It can be difficult to abruptly make a huge
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