Vermost Insurance Agency - May 2024

ALL ABOARD ENSURING COMPREHENSIVE PROTECTION FOR YOUR MARINE LIFESTYLE Boat or marine insurance covers a variety of vessels, from small boats and high-performance powerboats to yachts, live-on houseboats, catamarans, and pontoons. Whether you enjoy personal recreation on the water, operate boats commercially, or run charter trips, there’s a customized insurance policy designed to cover the unique needs of your maritime activities. Marine insurance policies generally cover boats, motors, trailers, and personal effects carried onboard. More specifically, they offer several types of coverage to protect boat owners and their assets, including liability insurance, which is crucial if your vessel causes injury to others or damages property. It should be noted that policies often cover medical payments for injuries that occur on your boat, providing necessary protection against potential financial burdens arising from accidents. For those who enjoy water sports, specific coverage is available to protect against injuries to water skiers towed by the insured vessel. Moreover, hull coverage safeguards against physical damage to

4 Expert-Backed Tips for Better Health The pursuit of health is a never-ending journey, and there is always more we can do to better ourselves. New revelations about effective lifestyle changes ensure there’s always more to know. NO. 1: DON’T SKIP BREAKFAST Breakfast is the most important meal of the day, but busybodies and dieters frequently forgo this morning meal to their detriment. A recent study showed that regular breakfast correlates with a healthy cardiovascular system and a reduced risk of stroke, diabetes, obesity, and hypertension. Another study revealed that people who skip breakfast are less likely to lose weight. Breakfast can be anything from buttered toast to yogurt and granola. But the best options are high-protein, low-calorie choices. NO. 2: DRINK COFFEE AFTER BREAKFAST Speaking of breakfast, wait until after your morning meal for your daily cup of joe. Drinking coffee before you eat can slow your glucose control, causing blood sugar spikes. It will also reduce caffeine’s efficacy, as it increases your cortisol levels too early. NO. 3: KEEP A WATER BOTTLE ON HAND Hydration is the key to wellness. Every cell in your body demands a constant supply of H2O, so drink water. It’ll abate headaches while giving you better sleep, a sharper mind, and a better mood. It’s recommended that you drink half your body weight in ounces. If you weigh 150 pounds, drink 75 ounces. A reusable water bottle to help measure your intake is an excellent helper in this mission. If you just can’t drink that much, eating fruits and vegetables with high water content can help bridge the gap. NO. 4: DON’T STRESS ABOUT WELLNESS The purpose of wellness is to improve your life. If you resent and stress about your diet, change it to something that suits you better, like flexible dieting. If you don’t want to wake up early and exercise before work, don’t. The best thing you can do for yourself is stay mindful. Be aware of what, when, and how much of everything you consume. Just don’t stress if you’re not perfect all the time. Everyone makes mistakes, but you can always get back on track.

Vermost Insurance Now has a relationship with Chuck Chucri, who offers financial planning and investment

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1200 Belcher Rd. S., Suite 1 Largo, FL 33771-3315

Phone: (727) 748-2886

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